Prosper Past Loan Performance by Borrower Rate

  • Prosper Past Loan Performance with Borrower Rate

  • Net Annualized Return (NAR)

  • Loss Rate

Borrower Rate Range Origination Period Loan Count Borrower Rate Loss Rate NAR
0 - 5 11/2005 - 04/2011 110 3.60% 7.15% 1.05%
10 - 13 11/2005 - 06/2016 125,180 11.42% 3.38% 7.64%
13 - 15 11/2005 - 06/2016 80,005 13.94% 5.57% 8.99%
15 - 17 02/2006 - 06/2016 63,344 15.93% 6.97% 10.17%
17 - 20 11/2005 - 06/2016 71,514 18.28% 8.85% 11.33%
20 - 23 02/2006 - 06/2016 45,343 21.31% 11.33% 12.72%
23 - 27 11/2005 - 06/2016 42,383 24.88% 13.35% 14.94%
27 - 30 03/2006 - 06/2016 19,123 28.32% 17.32% 16.15%
30 - 35 02/2006 - 06/2016 14,878 31.57% 19.83% 18.71%
35+ 02/2006 - 01/2011 1,959 35.06% 35.02% 18.68%
5 - 10 11/2005 - 06/2016 126,451 7.98% 1.48% 5.40%
  • Prosper Past Loan Performance with Borrower Rate and Vintage

Vintage Borrower Rate Range Origination Period Loan Count Borrower Rate Loss Rate NAR
2005 0 - 5 11/2005 - 11/2005 2 4.18% 0.00% 0.09%
2006 0 - 5 03/2006 - 12/2006 13 1.70% 21.33% -2.03%
2007 0 - 5 03/2007 - 12/2007 22 2.02% 6.94% -0.05%
2008 0 - 5 01/2008 - 10/2008 22 3.18% 12.75% 0.29%
2009 0 - 5 09/2009 - 09/2009 1 4.23% 0.00% 1.62%
2010 0 - 5 02/2010 - 11/2010 5 4.35% 0.00% 2.84%
2011 0 - 5 01/2011 - 04/2011 45 4.99% 0.00% 2.69%
2005 10 - 13 11/2005 - 12/2005 4 11.00% 0.00% 3.58%
2006 10 - 13 01/2006 - 12/2006 597 11.35% 10.80% 7.18%
2007 10 - 13 01/2007 - 12/2007 1,628 11.42% 13.29% 6.78%
2008 10 - 13 01/2008 - 10/2008 1,845 11.30% 16.26% 6.06%
2009 10 - 13 08/2009 - 12/2009 411 10.95% 4.81% 7.74%
2010 10 - 13 01/2010 - 12/2010 442 10.84% 3.93% 7.82%
2011 10 - 13 01/2011 - 12/2011 922 11.15% 5.64% 7.67%
2012 10 - 13 01/2012 - 12/2012 1,199 11.85% 6.92% 7.94%
2013 10 - 13 01/2013 - 12/2013 4,806 11.81% 5.45% 8.11%
2014 10 - 13 01/2014 - 12/2014 26,287 11.53% 5.35% 7.19%
2015 10 - 13 01/2015 - 12/2015 64,717 11.35% 3.09% 7.54%
2016 10 - 13 01/2016 - 06/2016 22,322 11.43% 0.40% 8.51%
2005 13 - 15 11/2005 - 11/2005 2 13.00% 0.00% 7.42%
2006 13 - 15 01/2006 - 12/2006 414 13.94% 17.34% 8.44%
2007 13 - 15 01/2007 - 12/2007 1,329 13.85% 24.39% 6.52%
2008 13 - 15 01/2008 - 10/2008 1,488 14.03% 17.66% 7.66%
2009 13 - 15 08/2009 - 12/2009 76 13.97% 7.96% 9.45%
2010 13 - 15 01/2010 - 12/2010 408 14.11% 6.63% 10.41%
2011 13 - 15 01/2011 - 12/2011 707 14.17% 8.26% 9.73%
2012 13 - 15 01/2012 - 12/2012 1,532 14.26% 10.16% 9.41%
2013 13 - 15 01/2013 - 12/2013 3,287 14.06% 7.94% 9.22%
2014 13 - 15 01/2014 - 12/2014 21,425 13.93% 8.03% 8.28%
2015 13 - 15 01/2015 - 12/2015 36,710 13.88% 4.66% 8.95%
2016 13 - 15 01/2016 - 06/2016 12,627 14.03% 0.77% 10.56%
2006 15 - 17 02/2006 - 12/2006 665 15.56% 23.47% 7.77%
2007 15 - 17 01/2007 - 12/2007 1,320 15.76% 30.11% 6.41%
2008 15 - 17 01/2008 - 10/2008 1,353 15.75% 25.74% 7.38%
2009 15 - 17 07/2009 - 12/2009 111 15.56% 10.66% 12.14%
2010 15 - 17 01/2010 - 12/2010 229 15.44% 7.13% 11.51%
2011 15 - 17 01/2011 - 12/2011 659 16.35% 9.95% 10.90%
2012 15 - 17 01/2012 - 12/2012 894 16.08% 13.38% 9.84%
2013 15 - 17 01/2013 - 12/2013 4,896 16.02% 9.84% 10.38%
2014 15 - 17 01/2014 - 12/2014 14,033 15.97% 10.48% 9.26%
2015 15 - 17 01/2015 - 12/2015 29,180 15.88% 5.66% 10.25%
2016 15 - 17 01/2016 - 06/2016 10,004 15.99% 1.04% 12.06%
2005 17 - 20 11/2005 - 11/2005 1 17.00% 0.00% 2.14%
2006 17 - 20 02/2006 - 12/2006 756 18.09% 23.64% 8.92%
2007 17 - 20 01/2007 - 12/2007 1,699 18.26% 35.30% 7.13%
2008 17 - 20 01/2008 - 10/2008 1,380 18.48% 29.13% 8.47%
2009 17 - 20 07/2009 - 12/2009 176 18.40% 7.91% 14.17%
2010 17 - 20 01/2010 - 12/2010 355 19.06% 5.52% 15.50%
2011 17 - 20 01/2011 - 12/2011 1,115 18.62% 10.77% 12.73%
2012 17 - 20 01/2012 - 12/2012 1,723 18.24% 15.71% 11.24%
2013 17 - 20 01/2013 - 12/2013 5,744 18.57% 12.56% 11.70%
2014 17 - 20 01/2014 - 12/2014 18,660 18.46% 13.29% 10.11%
2015 17 - 20 01/2015 - 12/2015 28,875 18.12% 6.88% 11.38%
2016 17 - 20 01/2016 - 06/2016 11,030 18.22% 1.10% 13.89%
2006 20 - 23 02/2006 - 12/2006 729 21.00% 34.37% 8.59%
2007 20 - 23 01/2007 - 12/2007 1,385 21.14% 39.47% 6.99%
2008 20 - 23 01/2008 - 10/2008 894 21.21% 34.28% 9.81%
2009 20 - 23 07/2009 - 12/2009 237 20.87% 11.46% 14.60%
2010 20 - 23 01/2010 - 12/2010 256 21.37% 10.39% 15.55%
2011 20 - 23 01/2011 - 12/2011 559 21.75% 15.86% 15.42%
2012 20 - 23 01/2012 - 12/2012 3,001 21.39% 17.79% 13.05%
2013 20 - 23 01/2013 - 12/2013 4,377 21.32% 15.84% 12.98%
2014 20 - 23 01/2014 - 12/2014 8,069 21.40% 15.94% 11.28%
2015 20 - 23 01/2015 - 12/2015 19,710 21.27% 9.48% 12.59%
2016 20 - 23 01/2016 - 06/2016 6,126 21.34% 1.26% 16.49%
2005 23 - 27 11/2005 - 11/2005 1 25.00% 0.00% 12.68%
2006 23 - 27 02/2006 - 12/2006 970 24.34% 40.31% 7.72%
2007 23 - 27 01/2007 - 12/2007 1,432 24.40% 46.19% 6.11%
2008 23 - 27 01/2008 - 10/2008 811 24.74% 34.24% 11.52%
2009 23 - 27 07/2009 - 12/2009 245 25.53% 19.29% 18.54%
2010 23 - 27 01/2010 - 12/2010 670 25.49% 12.75% 18.79%
2011 23 - 27 01/2011 - 12/2011 2,939 25.99% 18.65% 16.37%
2012 23 - 27 01/2012 - 12/2012 3,133 24.91% 23.49% 13.89%
2013 23 - 27 01/2013 - 12/2013 4,433 24.97% 17.75% 15.62%
2014 23 - 27 01/2014 - 12/2014 8,063 24.82% 17.16% 13.79%
2015 23 - 27 01/2015 - 12/2015 13,309 24.79% 9.72% 14.95%
2016 23 - 27 01/2016 - 06/2016 6,377 24.65% 1.70% 18.74%
2006 27 - 30 03/2006 - 12/2006 1,049 28.60% 49.61% 6.33%
2007 27 - 30 01/2007 - 12/2007 1,215 28.61% 53.78% 5.30%
2008 27 - 30 01/2008 - 10/2008 490 28.43% 39.05% 13.45%
2009 27 - 30 07/2009 - 12/2009 100 27.99% 10.20% 20.88%
2010 27 - 30 01/2010 - 12/2010 737 27.93% 15.92% 19.89%
2011 27 - 30 01/2011 - 05/2011 305 29.03% 24.89% 18.59%
2012 27 - 30 01/2012 - 12/2012 1,663 28.98% 27.55% 16.34%
2013 27 - 30 01/2013 - 12/2013 2,669 28.45% 18.31% 18.02%
2014 27 - 30 01/2014 - 12/2014 3,459 28.16% 17.65% 15.95%
2015 27 - 30 01/2015 - 12/2015 4,764 28.10% 10.49% 17.10%
2016 27 - 30 01/2016 - 06/2016 2,672 28.15% 2.84% 20.55%
2006 30 - 35 02/2006 - 12/2006 34 31.05% 71.41% -0.31%
2007 30 - 35 01/2007 - 12/2007 49 31.53% 41.84% 14.43%
2008 30 - 35 01/2008 - 10/2008 796 32.35% 41.71% 15.66%
2009 30 - 35 08/2009 - 12/2009 158 32.26% 16.29% 22.24%
2010 30 - 35 01/2010 - 12/2010 756 33.05% 20.71% 23.00%
2011 30 - 35 01/2011 - 12/2011 3,253 31.62% 25.57% 18.36%
2012 30 - 35 01/2012 - 12/2012 4,434 31.78% 25.45% 18.05%
2013 30 - 35 01/2013 - 12/2013 1,046 31.10% 20.97% 18.85%
2014 30 - 35 01/2014 - 12/2014 467 30.29% 20.77% 15.85%
2015 30 - 35 01/2015 - 12/2015 2,063 31.11% 12.00% 17.51%
2016 30 - 35 01/2016 - 06/2016 1,822 31.09% 3.42% 22.66%
2006 35+ 02/2006 - 04/2006 45 37.31% 74.92% 0.33%
2007 35+ 11/2007 - 12/2007 58 35.00% 41.75% 11.68%
2008 35+ 01/2008 - 10/2008 1,046 35.01% 44.39% 14.45%
2009 35+ 07/2009 - 12/2009 201 35.00% 20.79% 26.56%
2010 35+ 01/2010 - 12/2010 607 35.01% 19.89% 25.34%
2011 35+ 01/2011 - 01/2011 2 35.00% 0.00% 37.38%
2005 5 - 10 11/2005 - 12/2005 12 7.15% 0.00% 3.35%
2006 5 - 10 01/2006 - 12/2006 675 8.36% 4.00% 5.66%
2007 5 - 10 01/2007 - 12/2007 1,342 8.35% 3.77% 6.15%
2008 5 - 10 01/2008 - 10/2008 1,440 7.85% 5.95% 5.27%
2009 5 - 10 07/2009 - 12/2009 318 8.17% 3.29% 5.65%
2010 5 - 10 01/2010 - 12/2010 1,187 8.44% 3.72% 5.78%
2011 5 - 10 01/2011 - 12/2011 722 8.11% 1.89% 5.80%
2012 5 - 10 01/2012 - 12/2012 1,974 8.63% 4.17% 5.72%
2013 5 - 10 01/2013 - 12/2013 2,654 8.33% 2.39% 5.93%
2014 5 - 10 01/2014 - 12/2014 22,741 8.05% 2.71% 5.20%
2015 5 - 10 01/2015 - 12/2015 65,703 7.91% 1.46% 5.31%
2016 5 - 10 01/2016 - 06/2016 27,683 7.97% 0.19% 5.63%