Lending Club Past Loan Performance by Total Credit Lines

  • Lending Club Past Loan Performance with Total Credit Lines

  • Net Annualized Return (NAR)

  • Loss Rate

Total Credit Lines Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 10 06/2007 - 09/2018 157,464 13.75% 7.46% 8.23%
10 - 15 07/2007 - 09/2018 298,885 13.44% 7.99% 7.72%
15 - 20 07/2007 - 09/2018 376,266 13.18% 8.19% 7.37%
20 - 25 07/2007 - 09/2018 374,109 13.01% 8.32% 7.12%
25 - 30 07/2007 - 09/2018 311,341 12.90% 8.55% 6.93%
30 - 35 07/2007 - 09/2018 229,144 12.85% 8.60% 6.81%
35 - 40 07/2007 - 09/2018 153,418 12.81% 8.69% 6.72%
40 - 50 07/2007 - 09/2018 155,047 12.89% 9.06% 6.59%
50+ 08/2007 - 09/2018 76,303 13.12% 9.53% 6.47%
  • Lending Club Past Loan Performance with Total Credit Lines and Vintage

Vintage Total Credit Lines Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 10 06/2007 - 12/2007 241 11.53% 18.76% 0.43%
2008 0 - 10 01/2008 - 12/2008 409 11.44% 13.84% 3.44%
2009 0 - 10 01/2009 - 12/2009 755 13.36% 11.40% 4.41%
2010 0 - 10 01/2010 - 12/2010 1,611 13.23% 11.75% 4.23%
2011 0 - 10 01/2011 - 12/2011 2,296 13.03% 12.20% 4.78%
2012 0 - 10 01/2012 - 12/2012 3,675 13.45% 11.50% 5.43%
2013 0 - 10 01/2013 - 12/2013 6,532 16.14% 10.61% 8.73%
2014 0 - 10 01/2014 - 12/2014 11,331 14.86% 12.21% 6.82%
2015 0 - 10 01/2015 - 12/2015 24,099 13.35% 12.04% 5.26%
2016 0 - 10 01/2016 - 12/2016 29,699 13.92% 11.18% 6.06%
2017 0 - 10 01/2017 - 12/2017 38,122 13.92% 6.31% 9.11%
2018 0 - 10 01/2018 - 09/2018 38,694 13.11% 1.21% 12.04%
2007 10 - 15 07/2007 - 12/2007 74 12.29% 13.49% 2.74%
2008 10 - 15 01/2008 - 12/2008 466 11.86% 14.96% 2.15%
2009 10 - 15 01/2009 - 12/2009 946 12.67% 8.89% 5.43%
2010 10 - 15 01/2010 - 12/2010 2,077 12.11% 10.02% 5.18%
2011 10 - 15 01/2011 - 12/2011 3,473 12.19% 12.55% 4.12%
2012 10 - 15 01/2012 - 12/2012 7,703 13.24% 11.20% 5.66%
2013 10 - 15 01/2013 - 12/2013 17,034 15.02% 10.70% 8.00%
2014 10 - 15 01/2014 - 12/2014 26,709 14.29% 12.28% 6.56%
2015 10 - 15 01/2015 - 12/2015 52,012 12.98% 12.24% 4.81%
2016 10 - 15 01/2016 - 12/2016 59,881 13.49% 11.56% 5.34%
2017 10 - 15 01/2017 - 12/2017 68,523 13.61% 5.92% 8.98%
2018 10 - 15 01/2018 - 09/2018 59,987 12.94% 0.78% 12.27%
2007 15 - 20 07/2007 - 12/2007 81 11.50% 18.91% 1.35%
2008 15 - 20 01/2008 - 12/2008 393 12.08% 13.28% 4.21%
2009 15 - 20 01/2009 - 12/2009 960 12.21% 8.27% 5.54%
2010 15 - 20 01/2010 - 12/2010 2,172 11.97% 8.49% 5.90%
2011 15 - 20 01/2011 - 12/2011 3,933 12.14% 11.04% 5.05%
2012 15 - 20 01/2012 - 12/2012 9,939 13.33% 11.05% 5.97%
2013 15 - 20 01/2013 - 12/2013 24,039 14.56% 10.76% 7.73%
2014 15 - 20 01/2014 - 12/2014 38,679 13.89% 12.08% 6.29%
2015 15 - 20 01/2015 - 12/2015 70,336 12.67% 12.23% 4.57%
2016 15 - 20 01/2016 - 12/2016 77,284 13.13% 11.13% 5.20%
2017 15 - 20 01/2017 - 12/2017 81,460 13.36% 5.77% 8.72%
2018 15 - 20 01/2018 - 09/2018 66,990 12.74% 0.70% 12.13%
2007 20 - 25 07/2007 - 12/2007 64 12.22% 10.13% 4.61%
2008 20 - 25 01/2008 - 12/2008 339 12.15% 16.32% 1.11%
2009 20 - 25 01/2009 - 12/2009 837 12.06% 10.41% 5.55%
2010 20 - 25 01/2010 - 12/2010 2,055 11.56% 7.77% 5.94%
2011 20 - 25 01/2011 - 12/2011 3,718 11.98% 9.97% 5.60%
2012 20 - 25 01/2012 - 12/2012 9,923 13.57% 11.68% 6.22%
2013 20 - 25 01/2013 - 12/2013 25,300 14.38% 10.66% 7.66%
2014 20 - 25 01/2014 - 12/2014 42,070 13.69% 11.91% 6.28%
2015 20 - 25 01/2015 - 12/2015 74,446 12.52% 12.09% 4.50%
2016 20 - 25 01/2016 - 12/2016 77,114 12.90% 10.89% 4.99%
2017 20 - 25 01/2017 - 12/2017 77,482 13.12% 5.66% 8.45%
2018 20 - 25 01/2018 - 09/2018 60,761 12.58% 0.57% 12.01%
2007 25 - 30 07/2007 - 12/2007 47 11.62% 19.96% 1.12%
2008 25 - 30 01/2008 - 12/2008 261 12.22% 14.90% 2.74%
2009 25 - 30 01/2009 - 12/2009 613 12.15% 9.47% 5.09%
2010 25 - 30 01/2010 - 12/2010 1,579 11.55% 7.82% 5.86%
2011 25 - 30 01/2011 - 12/2011 3,005 11.85% 10.45% 5.19%
2012 25 - 30 01/2012 - 12/2012 8,075 13.76% 11.57% 6.49%
2013 25 - 30 01/2013 - 12/2013 21,481 14.29% 10.65% 7.88%
2014 25 - 30 01/2014 - 12/2014 37,383 13.54% 11.52% 6.31%
2015 25 - 30 01/2015 - 12/2015 65,099 12.43% 12.41% 4.32%
2016 25 - 30 01/2016 - 12/2016 64,095 12.78% 11.16% 4.79%
2017 25 - 30 01/2017 - 12/2017 61,663 12.98% 5.58% 8.31%
2018 25 - 30 01/2018 - 09/2018 48,040 12.48% 0.60% 11.86%
2007 30 - 35 07/2007 - 12/2007 30 12.96% 21.92% -1.59%
2008 30 - 35 01/2008 - 12/2008 204 12.27% 13.63% 2.57%
2009 30 - 35 01/2009 - 12/2009 455 12.11% 10.07% 4.47%
2010 30 - 35 01/2010 - 12/2010 1,203 11.52% 9.08% 5.57%
2011 30 - 35 01/2011 - 12/2011 2,109 12.19% 10.72% 5.69%
2012 30 - 35 01/2012 - 12/2012 5,744 13.87% 10.95% 6.98%
2013 30 - 35 01/2013 - 12/2013 15,815 14.24% 10.14% 7.92%
2014 30 - 35 01/2014 - 12/2014 28,793 13.50% 11.70% 6.32%
2015 30 - 35 01/2015 - 12/2015 49,396 12.38% 12.55% 4.19%
2016 30 - 35 01/2016 - 12/2016 47,246 12.72% 10.82% 4.85%
2017 30 - 35 01/2017 - 12/2017 43,908 12.92% 5.61% 8.12%
2018 30 - 35 01/2018 - 09/2018 34,241 12.37% 0.66% 11.69%
2007 35 - 40 07/2007 - 12/2007 27 11.31% 24.06% 2.22%
2008 35 - 40 01/2008 - 12/2008 119 12.58% 20.24% 0.83%
2009 35 - 40 01/2009 - 12/2009 301 12.16% 9.55% 5.29%
2010 35 - 40 01/2010 - 12/2010 772 11.75% 10.51% 5.07%
2011 35 - 40 01/2011 - 12/2011 1,437 12.25% 10.87% 5.66%
2012 35 - 40 01/2012 - 12/2012 3,638 13.95% 12.04% 6.78%
2013 35 - 40 01/2013 - 12/2013 10,266 14.24% 10.31% 7.90%
2014 35 - 40 01/2014 - 12/2014 19,965 13.46% 11.17% 6.57%
2015 35 - 40 01/2015 - 12/2015 33,694 12.34% 12.37% 4.21%
2016 35 - 40 01/2016 - 12/2016 31,957 12.69% 11.18% 4.57%
2017 35 - 40 01/2017 - 12/2017 29,016 12.86% 5.57% 8.07%
2018 35 - 40 01/2018 - 09/2018 22,226 12.29% 0.63% 11.61%
2007 40 - 50 07/2007 - 12/2007 27 12.25% 17.79% 3.83%
2008 40 - 50 01/2008 - 12/2008 126 12.58% 21.62% -0.37%
2009 40 - 50 01/2009 - 12/2009 279 12.34% 10.49% 4.92%
2010 40 - 50 01/2010 - 12/2010 727 11.93% 9.91% 4.98%
2011 40 - 50 01/2011 - 12/2011 1,254 12.25% 11.38% 4.97%
2012 40 - 50 01/2012 - 12/2012 3,394 14.32% 11.23% 7.22%
2013 40 - 50 01/2013 - 12/2013 10,221 14.25% 10.94% 7.74%
2014 40 - 50 01/2014 - 12/2014 20,848 13.53% 12.03% 6.22%
2015 40 - 50 01/2015 - 12/2015 34,765 12.38% 12.97% 3.90%
2016 40 - 50 01/2016 - 12/2016 31,287 12.83% 11.88% 4.35%
2017 40 - 50 01/2017 - 12/2017 28,867 12.94% 5.54% 8.14%
2018 40 - 50 01/2018 - 09/2018 23,252 12.35% 0.66% 11.60%
2007 50+ 08/2007 - 12/2007 12 13.09% 49.30% -13.25%
2008 50+ 01/2008 - 12/2008 76 13.41% 17.43% 1.11%
2009 50+ 01/2009 - 12/2009 135 12.89% 9.04% 5.99%
2010 50+ 01/2010 - 12/2010 341 12.30% 7.88% 5.20%
2011 50+ 01/2011 - 12/2011 496 13.32% 9.61% 7.19%
2012 50+ 01/2012 - 12/2012 1,276 14.89% 10.92% 8.37%
2013 50+ 01/2013 - 12/2013 4,126 14.59% 10.71% 8.13%
2014 50+ 01/2014 - 12/2014 9,851 13.72% 12.63% 6.03%
2015 50+ 01/2015 - 12/2015 17,248 12.66% 14.53% 3.36%
2016 50+ 01/2016 - 12/2016 15,844 13.09% 12.50% 4.10%
2017 50+ 01/2017 - 12/2017 14,538 13.21% 6.01% 7.96%
2018 50+ 01/2018 - 09/2018 12,360 12.59% 0.67% 11.79%