Lending Club Past Loan Performance by Total Credit Lines

  • Lending Club Past Loan Performance with Total Credit Lines

  • Net Annualized Return (NAR)

  • Loss Rate

Total Credit Lines Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 10 06/2007 - 12/2018 170,529 13.73% 8.09% 7.85%
10 - 15 07/2007 - 12/2018 320,148 13.42% 8.48% 7.41%
15 - 20 07/2007 - 12/2018 399,984 13.17% 8.60% 7.10%
20 - 25 07/2007 - 12/2018 395,408 13.00% 8.73% 6.86%
25 - 30 07/2007 - 12/2018 327,888 12.89% 8.94% 6.69%
30 - 35 07/2007 - 12/2018 241,044 12.84% 8.99% 6.58%
35 - 40 07/2007 - 12/2018 161,312 12.80% 9.05% 6.50%
40 - 50 07/2007 - 12/2018 163,182 12.88% 9.39% 6.40%
50+ 08/2007 - 12/2018 80,740 13.10% 9.79% 6.28%
  • Lending Club Past Loan Performance with Total Credit Lines and Vintage

Vintage Total Credit Lines Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 10 06/2007 - 12/2007 241 11.53% 18.76% 0.43%
2008 0 - 10 01/2008 - 12/2008 409 11.44% 13.84% 3.44%
2009 0 - 10 01/2009 - 12/2009 755 13.36% 11.40% 4.41%
2010 0 - 10 01/2010 - 12/2010 1,611 13.23% 11.75% 4.23%
2011 0 - 10 01/2011 - 12/2011 2,296 13.03% 12.20% 4.78%
2012 0 - 10 01/2012 - 12/2012 3,675 13.45% 11.50% 5.43%
2013 0 - 10 01/2013 - 12/2013 6,532 16.14% 10.61% 8.74%
2014 0 - 10 01/2014 - 12/2014 11,331 14.86% 12.29% 6.81%
2015 0 - 10 01/2015 - 12/2015 24,099 13.35% 12.26% 5.22%
2016 0 - 10 01/2016 - 12/2016 29,699 13.91% 11.94% 5.70%
2017 0 - 10 01/2017 - 12/2017 38,122 13.92% 8.55% 7.70%
2018 0 - 10 01/2018 - 12/2018 51,759 13.20% 2.70% 11.08%
2007 10 - 15 07/2007 - 12/2007 74 12.29% 13.49% 2.74%
2008 10 - 15 01/2008 - 12/2008 466 11.86% 14.96% 2.15%
2009 10 - 15 01/2009 - 12/2009 946 12.67% 8.89% 5.43%
2010 10 - 15 01/2010 - 12/2010 2,077 12.11% 10.02% 5.18%
2011 10 - 15 01/2011 - 12/2011 3,473 12.19% 12.55% 4.12%
2012 10 - 15 01/2012 - 12/2012 7,703 13.24% 11.20% 5.66%
2013 10 - 15 01/2013 - 12/2013 17,034 15.02% 10.70% 8.00%
2014 10 - 15 01/2014 - 12/2014 26,709 14.29% 12.35% 6.56%
2015 10 - 15 01/2015 - 12/2015 52,012 12.98% 12.49% 4.76%
2016 10 - 15 01/2016 - 12/2016 59,881 13.49% 12.36% 4.96%
2017 10 - 15 01/2017 - 12/2017 68,523 13.61% 8.21% 7.56%
2018 10 - 15 01/2018 - 12/2018 81,250 12.99% 2.02% 11.34%
2007 15 - 20 07/2007 - 12/2007 81 11.50% 18.91% 1.35%
2008 15 - 20 01/2008 - 12/2008 393 12.08% 13.28% 4.21%
2009 15 - 20 01/2009 - 12/2009 960 12.21% 8.27% 5.54%
2010 15 - 20 01/2010 - 12/2010 2,172 11.97% 8.49% 5.90%
2011 15 - 20 01/2011 - 12/2011 3,933 12.14% 11.04% 5.05%
2012 15 - 20 01/2012 - 12/2012 9,939 13.33% 11.05% 5.97%
2013 15 - 20 01/2013 - 12/2013 24,039 14.56% 10.77% 7.73%
2014 15 - 20 01/2014 - 12/2014 38,679 13.89% 12.14% 6.28%
2015 15 - 20 01/2015 - 12/2015 70,336 12.67% 12.54% 4.50%
2016 15 - 20 01/2016 - 12/2016 77,284 13.13% 11.99% 4.83%
2017 15 - 20 01/2017 - 12/2017 81,460 13.36% 7.86% 7.37%
2018 15 - 20 01/2018 - 12/2018 90,708 12.79% 1.71% 11.28%
2007 20 - 25 07/2007 - 12/2007 64 12.22% 10.13% 4.61%
2008 20 - 25 01/2008 - 12/2008 339 12.15% 16.32% 1.11%
2009 20 - 25 01/2009 - 12/2009 837 12.06% 10.41% 5.55%
2010 20 - 25 01/2010 - 12/2010 2,055 11.56% 7.77% 5.94%
2011 20 - 25 01/2011 - 12/2011 3,718 11.98% 9.97% 5.60%
2012 20 - 25 01/2012 - 12/2012 9,923 13.57% 11.68% 6.23%
2013 20 - 25 01/2013 - 12/2013 25,300 14.38% 10.66% 7.66%
2014 20 - 25 01/2014 - 12/2014 42,070 13.69% 11.99% 6.27%
2015 20 - 25 01/2015 - 12/2015 74,446 12.52% 12.39% 4.44%
2016 20 - 25 01/2016 - 12/2016 77,114 12.90% 11.71% 4.62%
2017 20 - 25 01/2017 - 12/2017 77,482 13.12% 7.72% 7.15%
2018 20 - 25 01/2018 - 12/2018 82,060 12.65% 1.60% 11.17%
2007 25 - 30 07/2007 - 12/2007 47 11.62% 19.96% 1.12%
2008 25 - 30 01/2008 - 12/2008 261 12.22% 14.90% 2.74%
2009 25 - 30 01/2009 - 12/2009 613 12.15% 9.47% 5.09%
2010 25 - 30 01/2010 - 12/2010 1,579 11.55% 7.82% 5.86%
2011 25 - 30 01/2011 - 12/2011 3,005 11.85% 10.45% 5.19%
2012 25 - 30 01/2012 - 12/2012 8,075 13.76% 11.57% 6.49%
2013 25 - 30 01/2013 - 12/2013 21,481 14.29% 10.65% 7.88%
2014 25 - 30 01/2014 - 12/2014 37,383 13.54% 11.60% 6.30%
2015 25 - 30 01/2015 - 12/2015 65,099 12.43% 12.71% 4.26%
2016 25 - 30 01/2016 - 12/2016 64,095 12.78% 12.01% 4.43%
2017 25 - 30 01/2017 - 12/2017 61,663 12.98% 7.64% 7.03%
2018 25 - 30 01/2018 - 12/2018 64,587 12.55% 1.52% 11.03%
2007 30 - 35 07/2007 - 12/2007 30 12.96% 21.92% -1.59%
2008 30 - 35 01/2008 - 12/2008 204 12.27% 13.63% 2.57%
2009 30 - 35 01/2009 - 12/2009 455 12.11% 10.07% 4.47%
2010 30 - 35 01/2010 - 12/2010 1,203 11.52% 9.08% 5.57%
2011 30 - 35 01/2011 - 12/2011 2,109 12.19% 10.72% 5.69%
2012 30 - 35 01/2012 - 12/2012 5,744 13.87% 10.95% 6.99%
2013 30 - 35 01/2013 - 12/2013 15,815 14.24% 10.14% 7.92%
2014 30 - 35 01/2014 - 12/2014 28,793 13.50% 11.77% 6.31%
2015 30 - 35 01/2015 - 12/2015 49,396 12.38% 12.83% 4.14%
2016 30 - 35 01/2016 - 12/2016 47,246 12.72% 11.58% 4.51%
2017 30 - 35 01/2017 - 12/2017 43,908 12.92% 7.74% 6.78%
2018 30 - 35 01/2018 - 12/2018 46,141 12.45% 1.67% 10.87%
2007 35 - 40 07/2007 - 12/2007 27 11.31% 24.06% 2.22%
2008 35 - 40 01/2008 - 12/2008 119 12.58% 20.24% 0.83%
2009 35 - 40 01/2009 - 12/2009 301 12.16% 9.55% 5.29%
2010 35 - 40 01/2010 - 12/2010 772 11.75% 10.51% 5.07%
2011 35 - 40 01/2011 - 12/2011 1,437 12.25% 10.87% 5.66%
2012 35 - 40 01/2012 - 12/2012 3,638 13.95% 12.04% 6.78%
2013 35 - 40 01/2013 - 12/2013 10,266 14.24% 10.32% 7.91%
2014 35 - 40 01/2014 - 12/2014 19,965 13.46% 11.25% 6.57%
2015 35 - 40 01/2015 - 12/2015 33,694 12.34% 12.66% 4.15%
2016 35 - 40 01/2016 - 12/2016 31,957 12.69% 11.98% 4.21%
2017 35 - 40 01/2017 - 12/2017 29,016 12.86% 7.59% 6.86%
2018 35 - 40 01/2018 - 12/2018 30,120 12.38% 1.60% 10.77%
2007 40 - 50 07/2007 - 12/2007 27 12.25% 17.79% 3.83%
2008 40 - 50 01/2008 - 12/2008 126 12.58% 21.62% -0.37%
2009 40 - 50 01/2009 - 12/2009 279 12.34% 10.49% 4.92%
2010 40 - 50 01/2010 - 12/2010 727 11.93% 9.91% 4.98%
2011 40 - 50 01/2011 - 12/2011 1,254 12.25% 11.38% 4.97%
2012 40 - 50 01/2012 - 12/2012 3,394 14.32% 11.23% 7.22%
2013 40 - 50 01/2013 - 12/2013 10,221 14.25% 10.94% 7.74%
2014 40 - 50 01/2014 - 12/2014 20,848 13.53% 12.12% 6.22%
2015 40 - 50 01/2015 - 12/2015 34,765 12.38% 13.26% 3.86%
2016 40 - 50 01/2016 - 12/2016 31,287 12.83% 12.68% 4.02%
2017 40 - 50 01/2017 - 12/2017 28,867 12.93% 7.47% 6.91%
2018 40 - 50 01/2018 - 12/2018 31,387 12.45% 1.67% 10.84%
2007 50+ 08/2007 - 12/2007 12 13.09% 49.30% -13.25%
2008 50+ 01/2008 - 12/2008 76 13.41% 17.43% 1.11%
2009 50+ 01/2009 - 12/2009 135 12.89% 9.04% 5.99%
2010 50+ 01/2010 - 12/2010 341 12.30% 7.88% 5.20%
2011 50+ 01/2011 - 12/2011 496 13.32% 9.61% 7.19%
2012 50+ 01/2012 - 12/2012 1,276 14.89% 10.92% 8.37%
2013 50+ 01/2013 - 12/2013 4,126 14.59% 10.71% 8.14%
2014 50+ 01/2014 - 12/2014 9,851 13.71% 12.70% 6.03%
2015 50+ 01/2015 - 12/2015 17,248 12.66% 14.86% 3.29%
2016 50+ 01/2016 - 12/2016 15,844 13.08% 13.33% 3.78%
2017 50+ 01/2017 - 12/2017 14,538 13.21% 7.91% 6.72%
2018 50+ 01/2018 - 12/2018 16,797 12.63% 1.61% 10.91%