Lending Club Past Loan Performance by Loan Length

  • Lending Club Past Loan Performance with Loan Length

  • Net Annualized Return (NAR)

  • Loss Rate

Loan Length Origination Period Loan Count Borrower Rate Loss Rate NAR
36 06/2007 - 12/2018 1,609,441 11.95% 6.52% 6.54%
60 05/2010 - 12/2018 650,794 15.92% 12.36% 7.87%
  • Lending Club Past Loan Performance with Loan Length and Vintage

Vintage Loan Length Origination Period Loan Count Interest Rate Loss Rate NAR
2007 36 06/2007 - 12/2007 603 11.83% 18.87% 1.19%
2008 36 01/2008 - 12/2008 2,393 12.06% 15.46% 2.43%
2009 36 01/2009 - 12/2009 5,281 12.44% 9.64% 5.18%
2010 36 01/2010 - 12/2010 9,156 11.31% 6.62% 5.73%
2011 36 01/2011 - 12/2011 14,101 10.55% 5.54% 5.21%
2012 36 01/2012 - 12/2012 43,470 12.63% 7.87% 6.27%
2013 36 01/2013 - 12/2013 100,422 13.37% 6.77% 7.81%
2014 36 01/2014 - 12/2014 162,570 12.47% 7.56% 6.42%
2015 36 01/2015 - 12/2015 283,173 11.28% 8.46% 4.53%
2016 36 01/2016 - 12/2016 323,495 11.94% 9.61% 4.39%
2017 36 01/2017 - 12/2017 320,419 12.14% 6.58% 6.56%
2018 36 01/2018 - 12/2018 344,358 11.65% 1.47% 10.04%
2010 60 05/2010 - 12/2010 3,381 13.83% 14.61% 4.56%
2011 60 01/2011 - 12/2011 7,620 15.31% 16.75% 4.99%
2012 60 01/2012 - 12/2012 9,897 18.08% 19.82% 6.51%
2013 60 01/2013 - 12/2013 34,392 17.93% 17.48% 8.08%
2014 60 01/2014 - 12/2014 73,059 16.67% 18.09% 6.21%
2015 60 01/2015 - 12/2015 137,922 15.31% 18.33% 3.98%
2016 60 01/2016 - 12/2016 110,912 16.25% 16.49% 5.33%
2017 60 01/2017 - 12/2017 123,160 16.13% 9.75% 8.86%
2018 60 01/2018 - 12/2018 150,451 15.19% 2.18% 13.55%