Lending Club Past Loan Performance by Revolving Balance

  • Lending Club Past Loan Performance with Revolving Balance

  • Net Annualized Return (NAR)

  • Loss Rate

Revolving Balance Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 2500 06/2007 - 09/2018 170,708 13.17% 8.89% 6.71%
10000 - 12500 07/2007 - 09/2018 213,991 13.10% 8.88% 7.07%
12500 - 17500 06/2007 - 09/2018 316,806 13.14% 8.70% 7.15%
17500 - 22500 08/2007 - 09/2018 204,180 13.18% 8.49% 7.26%
22500 - 30000 07/2007 - 09/2018 185,422 13.18% 7.90% 7.58%
2500 - 5000 06/2007 - 09/2018 248,633 13.22% 9.08% 7.14%
30000 - 40000 07/2007 - 09/2018 127,625 13.13% 7.38% 7.84%
40000+ 07/2007 - 09/2018 143,193 12.57% 6.33% 7.98%
5000 - 7500 07/2007 - 09/2018 272,918 13.10% 9.11% 7.04%
7500 - 10000 07/2007 - 09/2018 248,501 13.06% 9.04% 7.00%
  • Lending Club Past Loan Performance with Revolving Balance and Vintage

Vintage Revolving Balance Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 2500 06/2007 - 12/2007 227 11.29% 18.24% 0.48%
2008 0 - 2500 01/2008 - 12/2008 486 11.05% 11.18% 4.08%
2009 0 - 2500 01/2009 - 12/2009 1,091 12.14% 8.37% 4.73%
2010 0 - 2500 01/2010 - 12/2010 2,475 11.65% 9.20% 4.14%
2011 0 - 2500 01/2011 - 12/2011 3,641 11.24% 10.34% 3.98%
2012 0 - 2500 01/2012 - 12/2012 3,764 11.43% 11.20% 2.97%
2013 0 - 2500 01/2013 - 12/2013 5,351 14.35% 10.16% 7.18%
2014 0 - 2500 01/2014 - 12/2014 13,969 14.30% 13.76% 5.86%
2015 0 - 2500 01/2015 - 12/2015 26,486 13.49% 15.79% 3.53%
2016 0 - 2500 01/2016 - 12/2016 33,794 13.60% 13.56% 4.37%
2017 0 - 2500 01/2017 - 12/2017 39,029 13.12% 6.97% 7.65%
2018 0 - 2500 01/2018 - 09/2018 40,395 12.60% 1.65% 10.95%
2007 10000 - 12500 07/2007 - 12/2007 30 12.18% 21.76% 0.91%
2008 10000 - 12500 01/2008 - 12/2008 153 12.46% 15.02% 2.29%
2009 10000 - 12500 01/2009 - 12/2009 386 12.64% 9.11% 5.19%
2010 10000 - 12500 01/2010 - 12/2010 1,041 11.96% 8.14% 5.97%
2011 10000 - 12500 01/2011 - 12/2011 1,964 12.35% 11.20% 5.40%
2012 10000 - 12500 01/2012 - 12/2012 5,966 13.76% 12.11% 6.20%
2013 10000 - 12500 01/2013 - 12/2013 14,925 14.61% 11.00% 7.55%
2014 10000 - 12500 01/2014 - 12/2014 23,927 13.63% 12.61% 5.89%
2015 10000 - 12500 01/2015 - 12/2015 42,827 12.50% 13.04% 4.28%
2016 10000 - 12500 01/2016 - 12/2016 44,205 12.96% 11.50% 5.00%
2017 10000 - 12500 01/2017 - 12/2017 43,827 13.29% 5.98% 8.55%
2018 10000 - 12500 01/2018 - 09/2018 34,740 12.75% 0.66% 12.18%
2007 12500 - 17500 06/2007 - 12/2007 39 12.74% 14.85% 3.92%
2008 12500 - 17500 01/2008 - 12/2008 275 12.56% 12.59% 4.80%
2009 12500 - 17500 01/2009 - 12/2009 577 12.56% 9.99% 5.38%
2010 12500 - 17500 01/2010 - 12/2010 1,526 12.23% 9.24% 6.04%
2011 12500 - 17500 01/2011 - 12/2011 2,891 12.57% 11.03% 5.27%
2012 12500 - 17500 01/2012 - 12/2012 9,157 14.06% 11.57% 6.74%
2013 12500 - 17500 01/2013 - 12/2013 22,868 14.46% 11.05% 7.59%
2014 12500 - 17500 01/2014 - 12/2014 36,192 13.64% 12.14% 6.08%
2015 12500 - 17500 01/2015 - 12/2015 63,643 12.48% 12.49% 4.37%
2016 12500 - 17500 01/2016 - 12/2016 63,733 12.98% 11.35% 5.02%
2017 12500 - 17500 01/2017 - 12/2017 64,008 13.41% 5.98% 8.53%
2018 12500 - 17500 01/2018 - 09/2018 51,897 12.81% 0.61% 12.27%
2007 17500 - 22500 08/2007 - 12/2007 29 12.23% 14.54% 1.76%
2008 17500 - 22500 01/2008 - 12/2008 167 12.67% 18.05% -1.16%
2009 17500 - 22500 01/2009 - 12/2009 387 12.60% 6.29% 7.00%
2010 17500 - 22500 01/2010 - 12/2010 869 12.27% 9.40% 5.72%
2011 17500 - 22500 01/2011 - 12/2011 1,776 13.10% 12.97% 5.32%
2012 17500 - 22500 01/2012 - 12/2012 5,815 14.36% 11.62% 6.82%
2013 17500 - 22500 01/2013 - 12/2013 15,376 14.38% 10.79% 7.72%
2014 17500 - 22500 01/2014 - 12/2014 23,563 13.70% 12.10% 6.25%
2015 17500 - 22500 01/2015 - 12/2015 41,285 12.44% 12.17% 4.44%
2016 17500 - 22500 01/2016 - 12/2016 40,456 13.03% 10.92% 5.21%
2017 17500 - 22500 01/2017 - 12/2017 41,069 13.47% 5.80% 8.57%
2018 17500 - 22500 01/2018 - 09/2018 33,388 12.82% 0.48% 12.42%
2007 22500 - 30000 07/2007 - 12/2007 18 12.15% 6.14% 6.97%
2008 22500 - 30000 01/2008 - 12/2008 172 12.82% 19.55% 0.24%
2009 22500 - 30000 01/2009 - 12/2009 358 12.96% 9.27% 6.41%
2010 22500 - 30000 01/2010 - 12/2010 759 12.46% 9.70% 5.97%
2011 22500 - 30000 01/2011 - 12/2011 1,557 13.29% 11.67% 6.32%
2012 22500 - 30000 01/2012 - 12/2012 5,257 14.68% 10.87% 8.00%
2013 22500 - 30000 01/2013 - 12/2013 14,238 14.42% 10.78% 7.90%
2014 22500 - 30000 01/2014 - 12/2014 21,600 13.83% 10.84% 7.12%
2015 22500 - 30000 01/2015 - 12/2015 38,446 12.40% 11.34% 4.79%
2016 22500 - 30000 01/2016 - 12/2016 35,969 13.03% 10.00% 5.54%
2017 22500 - 30000 01/2017 - 12/2017 36,521 13.47% 5.33% 8.86%
2018 22500 - 30000 01/2018 - 09/2018 30,527 12.73% 0.59% 12.25%
2007 2500 - 5000 06/2007 - 12/2007 88 11.90% 24.00% -1.22%
2008 2500 - 5000 01/2008 - 12/2008 313 11.41% 11.29% 3.63%
2009 2500 - 5000 01/2009 - 12/2009 686 12.02% 8.28% 5.61%
2010 2500 - 5000 01/2010 - 12/2010 1,822 11.75% 9.56% 5.16%
2011 2500 - 5000 01/2011 - 12/2011 2,896 11.49% 9.39% 5.11%
2012 2500 - 5000 01/2012 - 12/2012 5,119 12.48% 11.23% 5.19%
2013 2500 - 5000 01/2013 - 12/2013 12,529 14.98% 10.51% 8.37%
2014 2500 - 5000 01/2014 - 12/2014 28,121 14.06% 12.64% 6.53%
2015 2500 - 5000 01/2015 - 12/2015 46,653 13.12% 14.47% 4.32%
2016 2500 - 5000 01/2016 - 12/2016 51,420 13.32% 12.71% 4.80%
2017 2500 - 5000 01/2017 - 12/2017 54,891 13.11% 6.12% 8.47%
2018 2500 - 5000 01/2018 - 09/2018 44,095 12.62% 0.89% 11.76%
2007 30000 - 40000 07/2007 - 12/2007 18 12.21% 13.72% 4.70%
2008 30000 - 40000 01/2008 - 12/2008 96 13.03% 18.62% 0.64%
2009 30000 - 40000 01/2009 - 12/2009 245 12.84% 11.17% 5.12%
2010 30000 - 40000 01/2010 - 12/2010 517 12.64% 6.77% 6.62%
2011 30000 - 40000 01/2011 - 12/2011 869 13.34% 12.06% 5.38%
2012 30000 - 40000 01/2012 - 12/2012 2,864 14.75% 10.46% 8.22%
2013 30000 - 40000 01/2013 - 12/2013 9,916 14.14% 9.79% 8.16%
2014 30000 - 40000 01/2014 - 12/2014 14,903 13.85% 10.80% 7.15%
2015 30000 - 40000 01/2015 - 12/2015 27,454 12.44% 10.63% 5.31%
2016 30000 - 40000 01/2016 - 12/2016 24,643 13.01% 9.25% 5.96%
2017 30000 - 40000 01/2017 - 12/2017 25,082 13.45% 4.78% 9.24%
2018 30000 - 40000 01/2018 - 09/2018 21,018 12.60% 0.46% 12.19%
2007 40000+ 07/2007 - 12/2007 51 12.43% 29.04% -0.36%
2008 40000+ 01/2008 - 12/2008 233 12.97% 22.65% -2.48%
2009 40000+ 01/2009 - 12/2009 427 12.82% 13.63% 3.05%
2010 40000+ 01/2010 - 12/2010 774 12.33% 9.37% 5.41%
2011 40000+ 01/2011 - 12/2011 1,102 12.98% 8.87% 7.23%
2012 40000+ 01/2012 - 12/2012 2,083 14.17% 10.71% 7.88%
2013 40000+ 01/2013 - 12/2013 6,026 13.75% 8.54% 8.46%
2014 40000+ 01/2014 - 12/2014 14,225 13.42% 9.26% 7.67%
2015 40000+ 01/2015 - 12/2015 31,897 11.88% 9.47% 5.46%
2016 40000+ 01/2016 - 12/2016 30,444 12.44% 8.18% 6.34%
2017 40000+ 01/2017 - 12/2017 29,901 12.94% 4.34% 9.22%
2018 40000+ 01/2018 - 09/2018 26,030 12.27% 0.44% 11.91%
2007 5000 - 7500 07/2007 - 12/2007 62 11.83% 18.04% 0.71%
2008 5000 - 7500 01/2008 - 12/2008 279 11.94% 18.29% 2.42%
2009 5000 - 7500 01/2009 - 12/2009 614 12.30% 12.16% 3.97%
2010 5000 - 7500 01/2010 - 12/2010 1,514 11.91% 9.50% 5.42%
2011 5000 - 7500 01/2011 - 12/2011 2,682 12.00% 10.91% 4.56%
2012 5000 - 7500 01/2012 - 12/2012 6,752 13.16% 11.80% 5.69%
2013 5000 - 7500 01/2013 - 12/2013 17,000 14.87% 10.84% 8.13%
2014 5000 - 7500 01/2014 - 12/2014 30,979 13.79% 12.85% 6.06%
2015 5000 - 7500 01/2015 - 12/2015 53,516 12.74% 13.96% 4.13%
2016 5000 - 7500 01/2016 - 12/2016 57,705 13.02% 12.10% 5.00%
2017 5000 - 7500 01/2017 - 12/2017 57,475 13.07% 5.74% 8.61%
2018 5000 - 7500 01/2018 - 09/2018 44,340 12.63% 0.79% 11.93%
2007 7500 - 10000 07/2007 - 12/2007 41 12.14% 9.45% 6.15%
2008 7500 - 10000 01/2008 - 12/2008 219 12.05% 10.81% 4.68%
2009 7500 - 10000 01/2009 - 12/2009 510 12.51% 8.21% 6.38%
2010 7500 - 10000 01/2010 - 12/2010 1,240 11.84% 8.79% 6.04%
2011 7500 - 10000 01/2011 - 12/2011 2,343 12.22% 11.17% 5.19%
2012 7500 - 10000 01/2012 - 12/2012 6,590 13.46% 11.47% 6.11%
2013 7500 - 10000 01/2013 - 12/2013 16,585 14.69% 11.17% 7.82%
2014 7500 - 10000 01/2014 - 12/2014 28,150 13.62% 12.68% 5.98%
2015 7500 - 10000 01/2015 - 12/2015 48,888 12.56% 13.61% 4.14%
2016 7500 - 10000 01/2016 - 12/2016 52,038 12.95% 11.67% 4.88%
2017 7500 - 10000 01/2017 - 12/2017 51,776 13.16% 6.14% 8.44%
2018 7500 - 10000 01/2018 - 09/2018 40,121 12.62% 0.67% 12.05%