Lending Club Past Loan Performance by Public Records

  • Lending Club Past Loan Performance with Public Records

  • Net Annualized Return (NAR)

  • Loss Rate

Public Records Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 1 06/2007 - 09/2018 1,787,455 12.97% 8.07% 7.26%
1 - 2 07/2007 - 09/2018 292,175 13.77% 10.22% 6.89%
2 - 3 12/2007 - 09/2018 34,227 14.10% 11.89% 6.29%
3 - 4 11/2007 - 09/2018 10,608 14.01% 10.60% 6.83%
4 - 5 02/2010 - 08/2018 3,896 13.97% 11.21% 6.25%
5 - 6 02/2008 - 06/2018 1,858 13.94% 10.31% 7.08%
6 - 7 01/2013 - 05/2018 937 13.73% 11.27% 6.65%
7 - 8 01/2013 - 04/2018 432 13.58% 8.20% 7.87%
8 - 9 01/2013 - 04/2018 245 13.87% 9.22% 8.91%
9+ 11/2013 - 04/2018 144 14.22% 8.48% 6.99%
  • Lending Club Past Loan Performance with Public Records and Vintage

Vintage Public Records Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 1 06/2007 - 12/2007 566 11.76% 18.27% 1.41%
2008 0 - 1 01/2008 - 12/2008 2,199 12.00% 14.88% 2.67%
2009 0 - 1 01/2009 - 12/2009 5,031 12.38% 9.49% 5.23%
2010 0 - 1 01/2010 - 12/2010 11,785 11.87% 8.63% 5.55%
2011 0 - 1 01/2011 - 12/2011 20,578 12.13% 10.70% 5.24%
2012 0 - 1 01/2012 - 12/2012 51,893 13.60% 11.27% 6.35%
2013 0 - 1 01/2013 - 12/2013 118,819 14.45% 10.54% 7.77%
2014 0 - 1 01/2014 - 12/2014 194,138 13.61% 11.62% 6.25%
2015 0 - 1 01/2015 - 12/2015 346,774 12.45% 11.84% 4.56%
2016 0 - 1 01/2016 - 12/2016 351,600 12.87% 10.67% 5.14%
2017 0 - 1 01/2017 - 12/2017 366,340 13.08% 5.45% 8.55%
2018 0 - 1 01/2018 - 09/2018 317,732 12.55% 0.68% 11.88%
2007 1 - 2 07/2007 - 12/2007 35 12.79% 29.66% -2.98%
2008 1 - 2 01/2008 - 12/2008 183 12.64% 22.87% -0.83%
2009 1 - 2 01/2009 - 12/2009 240 13.59% 13.46% 3.73%
2010 1 - 2 01/2010 - 12/2010 722 13.80% 17.28% 2.96%
2011 1 - 2 01/2011 - 12/2011 1,118 13.84% 16.97% 3.06%
2012 1 - 2 01/2012 - 12/2012 1,423 14.73% 15.68% 5.11%
2013 1 - 2 01/2013 - 12/2013 14,478 15.02% 11.15% 8.47%
2014 1 - 2 01/2014 - 12/2014 34,862 14.45% 13.21% 6.78%
2015 1 - 2 01/2015 - 12/2015 60,215 13.25% 15.54% 3.75%
2016 1 - 2 01/2016 - 12/2016 66,534 13.71% 14.08% 4.20%
2017 1 - 2 01/2017 - 12/2017 65,771 13.97% 7.20% 8.34%
2018 1 - 2 01/2018 - 09/2018 46,594 13.34% 0.84% 12.60%
2007 2 - 3 12/2007 - 12/2007 1 12.80% 0.00% 12.74%
2008 2 - 3 01/2008 - 11/2008 9 14.18% 11.54% 7.17%
2009 2 - 3 01/2009 - 12/2009 8 14.67% 0.00% 14.74%
2010 2 - 3 02/2010 - 12/2010 25 13.92% 10.08% 9.14%
2011 2 - 3 01/2011 - 11/2011 21 14.84% 14.81% 3.14%
2012 2 - 3 01/2012 - 12/2012 39 15.69% 14.81% 7.27%
2013 2 - 3 01/2013 - 12/2013 1,071 16.18% 12.21% 9.28%
2014 2 - 3 01/2014 - 12/2014 4,450 14.96% 13.28% 7.18%
2015 2 - 3 01/2015 - 12/2015 9,230 13.51% 15.09% 4.42%
2016 2 - 3 01/2016 - 12/2016 10,535 14.00% 13.68% 4.87%
2017 2 - 3 01/2017 - 12/2017 7,337 14.20% 7.29% 8.48%
2018 2 - 3 01/2018 - 09/2018 1,501 13.79% 1.83% 12.17%
2007 3 - 4 11/2007 - 11/2007 1 13.43% 0.00% 13.45%
2008 3 - 4 02/2008 - 02/2008 1 17.34% 0.00% 17.88%
2009 3 - 4 06/2009 - 12/2009 2 12.50% 0.00% 12.40%
2010 3 - 4 02/2010 - 06/2010 3 15.21% 0.00% 15.55%
2011 3 - 4 01/2011 - 07/2011 4 15.05% 0.00% 15.43%
2012 3 - 4 02/2012 - 12/2012 7 16.12% 8.79% 10.78%
2013 3 - 4 01/2013 - 12/2013 261 16.18% 11.33% 9.46%
2014 3 - 4 01/2014 - 12/2014 1,333 14.95% 11.14% 8.12%
2015 3 - 4 01/2015 - 12/2015 2,876 13.39% 13.87% 4.62%
2016 3 - 4 01/2016 - 12/2016 3,321 14.00% 12.23% 5.62%
2017 3 - 4 01/2017 - 12/2017 2,386 14.11% 6.51% 9.12%
2018 3 - 4 01/2018 - 09/2018 413 13.34% 1.01% 12.50%
2010 4 - 5 02/2010 - 06/2010 2 13.60% 0.00% 13.62%
2012 4 - 5 06/2012 - 12/2012 3 15.74% 0.00% 15.98%
2013 4 - 5 01/2013 - 12/2013 96 16.54% 5.53% 12.19%
2014 4 - 5 01/2014 - 12/2014 419 15.32% 13.09% 6.45%
2015 4 - 5 01/2015 - 12/2015 1,044 13.41% 15.40% 3.63%
2016 4 - 5 01/2016 - 12/2016 1,271 13.80% 12.87% 5.62%
2017 4 - 5 01/2017 - 12/2017 889 14.09% 6.40% 8.57%
2018 4 - 5 01/2018 - 08/2018 172 13.34% 2.12% 10.67%
2008 5 - 6 02/2008 - 02/2008 1 14.18% 0.00% 14.15%
2012 5 - 6 12/2012 - 12/2012 2 14.70% 55.83% -15.17%
2013 5 - 6 01/2013 - 12/2013 44 16.67% 13.75% 10.48%
2014 5 - 6 01/2014 - 12/2014 229 14.94% 13.34% 8.28%
2015 5 - 6 01/2015 - 12/2015 481 13.16% 11.82% 5.65%
2016 5 - 6 01/2016 - 12/2016 593 13.94% 11.69% 5.39%
2017 5 - 6 01/2017 - 12/2017 436 14.22% 7.21% 9.21%
2018 5 - 6 01/2018 - 06/2018 72 12.50% 0.00% 12.35%
2013 6 - 7 01/2013 - 12/2013 24 16.14% 13.34% 9.49%
2014 6 - 7 01/2014 - 12/2014 112 14.48% 8.90% 8.55%
2015 6 - 7 01/2015 - 12/2015 249 12.84% 14.22% 4.37%
2016 6 - 7 01/2016 - 12/2016 299 13.58% 12.36% 5.83%
2017 6 - 7 01/2017 - 12/2017 222 14.64% 9.62% 8.41%
2018 6 - 7 01/2018 - 05/2018 31 11.18% 0.00% 11.11%
2013 7 - 8 01/2013 - 12/2013 13 15.49% 26.13% 5.27%
2014 7 - 8 01/2014 - 12/2014 49 14.43% 6.53% 9.87%
2015 7 - 8 01/2015 - 12/2015 108 12.64% 7.37% 6.93%
2016 7 - 8 01/2016 - 12/2016 137 13.81% 12.15% 5.44%
2017 7 - 8 01/2017 - 12/2017 106 13.44% 4.47% 10.49%
2018 7 - 8 01/2018 - 04/2018 19 14.41% 0.00% 12.79%
2013 8 - 9 01/2013 - 12/2013 6 17.33% 0.00% 18.01%
2014 8 - 9 01/2014 - 12/2014 23 15.35% 11.23% 10.30%
2015 8 - 9 01/2015 - 12/2015 84 13.35% 11.89% 7.41%
2016 8 - 9 01/2016 - 12/2016 72 13.42% 11.95% 6.50%
2017 8 - 9 01/2017 - 12/2017 50 14.33% 3.76% 12.09%
2018 8 - 9 01/2018 - 04/2018 10 13.59% 0.00% 14.33%
2013 9+ 11/2013 - 12/2013 2 19.03% 0.00% 20.19%
2014 9+ 01/2014 - 10/2014 14 14.68% 19.08% -1.20%
2015 9+ 01/2015 - 12/2015 34 13.46% 4.60% 10.54%
2016 9+ 01/2016 - 12/2016 45 13.50% 14.72% 2.39%
2017 9+ 01/2017 - 12/2017 42 15.14% 4.36% 9.66%
2018 9+ 01/2018 - 04/2018 7 14.61% 0.00% 15.87%