Lending Club Past Loan Performance by Public Records

  • Lending Club Past Loan Performance with Public Records

  • Net Annualized Return (NAR)

  • Loss Rate

Public Records Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 1 06/2007 - 12/2018 1,899,892 12.96% 8.46% 7.02%
1 - 2 07/2007 - 12/2018 307,817 13.75% 10.89% 6.50%
2 - 3 12/2007 - 12/2018 34,377 14.10% 12.87% 5.78%
3 - 4 11/2007 - 12/2018 10,631 14.01% 11.59% 6.34%
4 - 5 02/2010 - 12/2018 3,900 13.97% 12.57% 5.55%
5 - 6 02/2008 - 11/2018 1,859 13.94% 11.54% 6.53%
6 - 7 01/2013 - 11/2018 938 13.74% 12.26% 6.17%
7 - 8 01/2013 - 04/2018 432 13.58% 9.21% 7.37%
8 - 9 01/2013 - 04/2018 245 13.87% 9.22% 8.91%
9+ 11/2013 - 04/2018 144 14.22% 9.94% 6.46%
  • Lending Club Past Loan Performance with Public Records and Vintage

Vintage Public Records Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 1 06/2007 - 12/2007 566 11.76% 18.27% 1.41%
2008 0 - 1 01/2008 - 12/2008 2,199 12.00% 14.88% 2.67%
2009 0 - 1 01/2009 - 12/2009 5,031 12.38% 9.49% 5.23%
2010 0 - 1 01/2010 - 12/2010 11,785 11.87% 8.63% 5.55%
2011 0 - 1 01/2011 - 12/2011 20,578 12.13% 10.70% 5.24%
2012 0 - 1 01/2012 - 12/2012 51,893 13.60% 11.27% 6.35%
2013 0 - 1 01/2013 - 12/2013 118,819 14.45% 10.54% 7.78%
2014 0 - 1 01/2014 - 12/2014 194,138 13.61% 11.72% 6.24%
2015 0 - 1 01/2015 - 12/2015 346,774 12.45% 12.22% 4.47%
2016 0 - 1 01/2016 - 12/2016 351,600 12.87% 11.44% 4.80%
2017 0 - 1 01/2017 - 12/2017 366,340 13.08% 7.48% 7.26%
2018 0 - 1 01/2018 - 12/2018 430,169 12.64% 1.70% 11.06%
2007 1 - 2 07/2007 - 12/2007 35 12.79% 29.66% -2.98%
2008 1 - 2 01/2008 - 12/2008 183 12.64% 22.87% -0.83%
2009 1 - 2 01/2009 - 12/2009 240 13.59% 13.46% 3.73%
2010 1 - 2 01/2010 - 12/2010 722 13.80% 17.28% 2.96%
2011 1 - 2 01/2011 - 12/2011 1,118 13.84% 16.97% 3.06%
2012 1 - 2 01/2012 - 12/2012 1,423 14.73% 15.68% 5.11%
2013 1 - 2 01/2013 - 12/2013 14,478 15.02% 11.15% 8.48%
2014 1 - 2 01/2014 - 12/2014 34,862 14.45% 13.32% 6.76%
2015 1 - 2 01/2015 - 12/2015 60,215 13.25% 15.97% 3.65%
2016 1 - 2 01/2016 - 12/2016 66,534 13.71% 15.19% 3.73%
2017 1 - 2 01/2017 - 12/2017 65,771 13.97% 9.69% 6.82%
2018 1 - 2 01/2018 - 12/2018 62,236 13.33% 2.22% 11.45%
2007 2 - 3 12/2007 - 12/2007 1 12.80% 0.00% 12.74%
2008 2 - 3 01/2008 - 11/2008 9 14.18% 11.54% 7.17%
2009 2 - 3 01/2009 - 12/2009 8 14.67% 0.00% 14.74%
2010 2 - 3 02/2010 - 12/2010 25 13.92% 10.08% 9.14%
2011 2 - 3 01/2011 - 11/2011 21 14.84% 14.81% 3.14%
2012 2 - 3 01/2012 - 12/2012 39 15.69% 14.81% 7.27%
2013 2 - 3 01/2013 - 12/2013 1,071 16.18% 12.24% 9.27%
2014 2 - 3 01/2014 - 12/2014 4,450 14.96% 13.39% 7.17%
2015 2 - 3 01/2015 - 12/2015 9,230 13.51% 15.53% 4.32%
2016 2 - 3 01/2016 - 12/2016 10,535 14.01% 14.52% 4.47%
2017 2 - 3 01/2017 - 12/2017 7,337 14.20% 9.57% 7.11%
2018 2 - 3 01/2018 - 12/2018 1,651 13.87% 4.07% 10.31%
2007 3 - 4 11/2007 - 11/2007 1 13.43% 0.00% 13.45%
2008 3 - 4 02/2008 - 02/2008 1 17.34% 0.00% 17.88%
2009 3 - 4 06/2009 - 12/2009 2 12.50% 0.00% 12.40%
2010 3 - 4 02/2010 - 06/2010 3 15.21% 0.00% 15.55%
2011 3 - 4 01/2011 - 07/2011 4 15.05% 0.00% 15.43%
2012 3 - 4 02/2012 - 12/2012 7 16.12% 8.79% 10.78%
2013 3 - 4 01/2013 - 12/2013 261 16.18% 11.33% 9.49%
2014 3 - 4 01/2014 - 12/2014 1,333 14.95% 11.40% 8.08%
2015 3 - 4 01/2015 - 12/2015 2,876 13.39% 14.33% 4.51%
2016 3 - 4 01/2016 - 12/2016 3,321 14.00% 13.04% 5.29%
2017 3 - 4 01/2017 - 12/2017 2,386 14.10% 8.75% 7.70%
2018 3 - 4 01/2018 - 12/2018 436 13.50% 2.47% 11.41%
2010 4 - 5 02/2010 - 06/2010 2 13.60% 0.00% 13.62%
2012 4 - 5 06/2012 - 12/2012 3 15.74% 0.00% 15.98%
2013 4 - 5 01/2013 - 12/2013 96 16.54% 5.53% 12.19%
2014 4 - 5 01/2014 - 12/2014 419 15.32% 13.48% 6.38%
2015 4 - 5 01/2015 - 12/2015 1,044 13.41% 15.99% 3.45%
2016 4 - 5 01/2016 - 12/2016 1,271 13.80% 14.02% 5.08%
2017 4 - 5 01/2017 - 12/2017 889 14.09% 9.01% 6.97%
2018 4 - 5 01/2018 - 12/2018 176 13.32% 5.31% 8.37%
2008 5 - 6 02/2008 - 02/2008 1 14.18% 0.00% 14.15%
2012 5 - 6 12/2012 - 12/2012 2 14.70% 55.83% -15.17%
2013 5 - 6 01/2013 - 12/2013 44 16.67% 13.75% 10.48%
2014 5 - 6 01/2014 - 12/2014 229 14.94% 13.48% 8.25%
2015 5 - 6 01/2015 - 12/2015 481 13.16% 12.23% 5.54%
2016 5 - 6 01/2016 - 12/2016 593 13.94% 12.46% 5.04%
2017 5 - 6 01/2017 - 12/2017 436 14.22% 9.86% 7.94%
2018 5 - 6 01/2018 - 11/2018 73 12.52% 4.30% 9.38%
2013 6 - 7 01/2013 - 12/2013 24 16.14% 13.34% 9.49%
2014 6 - 7 01/2014 - 12/2014 112 14.48% 8.90% 8.57%
2015 6 - 7 01/2015 - 12/2015 249 12.84% 15.20% 4.01%
2016 6 - 7 01/2016 - 12/2016 299 13.58% 14.01% 5.21%
2017 6 - 7 01/2017 - 12/2017 222 14.64% 10.52% 7.57%
2018 6 - 7 01/2018 - 11/2018 32 11.45% 0.00% 11.32%
2013 7 - 8 01/2013 - 12/2013 13 15.49% 26.13% 5.27%
2014 7 - 8 01/2014 - 12/2014 49 14.43% 6.53% 9.86%
2015 7 - 8 01/2015 - 12/2015 108 12.64% 7.98% 6.68%
2016 7 - 8 01/2016 - 12/2016 137 13.81% 12.56% 5.27%
2017 7 - 8 01/2017 - 12/2017 106 13.44% 7.28% 8.96%
2018 7 - 8 01/2018 - 04/2018 19 14.41% 0.00% 12.52%
2013 8 - 9 01/2013 - 12/2013 6 17.33% 0.00% 18.01%
2014 8 - 9 01/2014 - 12/2014 23 15.35% 11.23% 10.30%
2015 8 - 9 01/2015 - 12/2015 84 13.35% 11.89% 7.41%
2016 8 - 9 01/2016 - 12/2016 72 13.42% 11.95% 6.51%
2017 8 - 9 01/2017 - 12/2017 50 14.33% 3.76% 12.11%
2018 8 - 9 01/2018 - 04/2018 10 13.59% 0.00% 14.23%
2013 9+ 11/2013 - 12/2013 2 19.03% 0.00% 20.19%
2014 9+ 01/2014 - 10/2014 14 14.68% 19.08% -1.20%
2015 9+ 01/2015 - 12/2015 34 13.46% 9.07% 9.41%
2016 9+ 01/2016 - 12/2016 45 13.50% 14.72% 2.35%
2017 9+ 01/2017 - 12/2017 42 15.14% 5.64% 8.82%
2018 9+ 01/2018 - 04/2018 7 14.61% 0.00% 15.73%