Lending Club Past Loan Performance by Open Credit Lines

  • Lending Club Past Loan Performance with Open Credit Lines

  • Net Annualized Return (NAR)

  • Loss Rate

Open Credit Lines Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 5 06/2007 - 09/2018 103,197 13.35% 6.87% 8.05%
10 - 12 07/2007 - 09/2018 345,002 13.13% 8.69% 7.04%
12 - 14 07/2007 - 09/2018 279,587 13.08% 8.83% 6.92%
14 - 16 07/2007 - 09/2018 207,083 13.02% 8.69% 6.90%
16 - 20 07/2007 - 09/2018 246,503 12.98% 8.65% 6.91%
20+ 07/2007 - 09/2018 191,549 13.08% 8.73% 6.91%
5 - 7 06/2007 - 09/2018 235,493 13.15% 7.64% 7.67%
7 - 8 06/2007 - 09/2018 161,773 13.12% 7.97% 7.45%
8 - 9 07/2007 - 09/2018 177,423 13.12% 8.18% 7.35%
9 - 10 07/2007 - 09/2018 184,367 13.12% 8.35% 7.25%
  • Lending Club Past Loan Performance with Open Credit Lines and Vintage

Vintage Open Credit Lines Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 5 06/2007 - 12/2007 181 11.34% 15.54% 1.28%
2008 0 - 5 01/2008 - 12/2008 330 11.26% 13.12% 3.09%
2009 0 - 5 01/2009 - 12/2009 592 13.58% 11.28% 5.08%
2010 0 - 5 01/2010 - 12/2010 1,529 13.46% 11.77% 4.44%
2011 0 - 5 01/2011 - 12/2011 2,244 13.28% 13.45% 4.35%
2012 0 - 5 01/2012 - 12/2012 2,581 13.96% 10.49% 6.21%
2013 0 - 5 01/2013 - 12/2013 4,498 15.36% 9.28% 8.53%
2014 0 - 5 01/2014 - 12/2014 8,103 14.09% 10.01% 7.47%
2015 0 - 5 01/2015 - 12/2015 15,974 12.80% 10.35% 5.57%
2016 0 - 5 01/2016 - 12/2016 18,425 13.42% 9.82% 6.06%
2017 0 - 5 01/2017 - 12/2017 24,030 13.58% 5.91% 8.79%
2018 0 - 5 01/2018 - 09/2018 24,710 12.79% 1.29% 11.47%
2007 10 - 12 07/2007 - 12/2007 62 11.40% 13.01% 4.65%
2008 10 - 12 01/2008 - 12/2008 331 12.10% 14.21% 3.24%
2009 10 - 12 01/2009 - 12/2009 754 12.15% 7.83% 6.08%
2010 10 - 12 01/2010 - 12/2010 1,846 11.70% 8.90% 5.89%
2011 10 - 12 01/2011 - 12/2011 3,337 12.23% 11.53% 5.06%
2012 10 - 12 01/2012 - 12/2012 9,383 13.61% 11.40% 6.40%
2013 10 - 12 01/2013 - 12/2013 24,921 14.48% 10.74% 7.76%
2014 10 - 12 01/2014 - 12/2014 40,998 13.80% 12.22% 6.14%
2015 10 - 12 01/2015 - 12/2015 68,962 12.64% 12.43% 4.41%
2016 10 - 12 01/2016 - 12/2016 70,091 13.02% 11.40% 4.84%
2017 10 - 12 01/2017 - 12/2017 69,590 13.22% 5.79% 8.40%
2018 10 - 12 01/2018 - 09/2018 54,727 12.72% 0.65% 12.10%
2007 12 - 14 07/2007 - 12/2007 43 11.82% 13.06% 5.18%
2008 12 - 14 01/2008 - 12/2008 247 12.40% 14.42% 1.90%
2009 12 - 14 01/2009 - 12/2009 539 12.51% 12.04% 4.47%
2010 12 - 14 01/2010 - 12/2010 1,292 11.67% 8.32% 6.27%
2011 12 - 14 01/2011 - 12/2011 2,337 12.33% 10.75% 5.54%
2012 12 - 14 01/2012 - 12/2012 7,361 13.78% 11.74% 6.31%
2013 12 - 14 01/2013 - 12/2013 19,265 14.41% 10.91% 7.76%
2014 12 - 14 01/2014 - 12/2014 33,317 13.74% 12.25% 6.17%
2015 12 - 14 01/2015 - 12/2015 56,941 12.59% 12.85% 4.08%
2016 12 - 14 01/2016 - 12/2016 56,987 12.96% 11.33% 4.75%
2017 12 - 14 01/2017 - 12/2017 56,431 13.18% 5.98% 8.25%
2018 12 - 14 01/2018 - 09/2018 44,827 12.65% 0.69% 12.04%
2007 14 - 16 07/2007 - 12/2007 40 12.18% 16.91% 1.22%
2008 14 - 16 01/2008 - 12/2008 168 12.97% 14.62% 3.02%
2009 14 - 16 01/2009 - 12/2009 340 12.27% 11.09% 3.92%
2010 14 - 16 01/2010 - 12/2010 833 11.77% 10.88% 4.64%
2011 14 - 16 01/2011 - 12/2011 1,506 12.13% 10.38% 5.70%
2012 14 - 16 01/2012 - 12/2012 4,860 13.88% 12.12% 6.46%
2013 14 - 16 01/2013 - 12/2013 13,519 14.44% 10.48% 7.83%
2014 14 - 16 01/2014 - 12/2014 23,700 13.72% 12.00% 6.16%
2015 14 - 16 01/2015 - 12/2015 42,628 12.52% 12.79% 4.01%
2016 14 - 16 01/2016 - 12/2016 42,661 12.98% 11.58% 4.69%
2017 14 - 16 01/2017 - 12/2017 42,290 13.10% 5.78% 8.27%
2018 14 - 16 01/2018 - 09/2018 34,538 12.54% 0.62% 11.92%
2007 16 - 20 07/2007 - 12/2007 40 13.36% 31.35% -3.15%
2008 16 - 20 01/2008 - 12/2008 190 12.69% 19.73% 0.39%
2009 16 - 20 01/2009 - 12/2009 321 12.36% 7.10% 6.44%
2010 16 - 20 01/2010 - 12/2010 822 12.02% 8.16% 6.14%
2011 16 - 20 01/2011 - 12/2011 1,491 12.27% 10.94% 5.32%
2012 16 - 20 01/2012 - 12/2012 5,191 14.12% 11.90% 6.89%
2013 16 - 20 01/2013 - 12/2013 14,301 14.45% 11.24% 7.63%
2014 16 - 20 01/2014 - 12/2014 27,364 13.66% 12.27% 6.08%
2015 16 - 20 01/2015 - 12/2015 51,461 12.43% 13.06% 3.89%
2016 16 - 20 01/2016 - 12/2016 52,006 12.94% 11.47% 4.57%
2017 16 - 20 01/2017 - 12/2017 51,259 13.16% 5.44% 8.54%
2018 16 - 20 01/2018 - 09/2018 42,057 12.47% 0.59% 11.90%
2007 20+ 07/2007 - 12/2007 25 12.40% 26.30% 2.03%
2008 20+ 01/2008 - 12/2008 122 13.17% 20.25% 1.79%
2009 20+ 01/2009 - 12/2009 177 13.73% 12.16% 5.95%
2010 20+ 01/2010 - 12/2010 358 13.41% 10.90% 5.60%
2011 20+ 01/2011 - 12/2011 548 14.43% 9.41% 7.78%
2012 20+ 01/2012 - 12/2012 2,232 15.68% 13.34% 7.85%
2013 20+ 01/2013 - 12/2013 7,400 14.43% 11.32% 7.76%
2014 20+ 01/2014 - 12/2014 18,781 13.70% 12.59% 5.90%
2015 20+ 01/2015 - 12/2015 40,545 12.55% 13.74% 3.55%
2016 20+ 01/2016 - 12/2016 42,081 13.18% 12.18% 4.43%
2017 20+ 01/2017 - 12/2017 42,811 13.27% 5.68% 8.49%
2018 20+ 01/2018 - 09/2018 36,469 12.55% 0.60% 11.99%
2007 5 - 7 06/2007 - 12/2007 90 12.18% 19.48% -0.44%
2008 5 - 7 01/2008 - 12/2008 379 11.76% 14.82% 2.37%
2009 5 - 7 01/2009 - 12/2009 1,010 12.24% 6.72% 6.04%
2010 5 - 7 01/2010 - 12/2010 2,280 11.73% 8.99% 5.05%
2011 5 - 7 01/2011 - 12/2011 3,781 11.85% 10.58% 5.04%
2012 5 - 7 01/2012 - 12/2012 6,683 12.94% 10.69% 5.58%
2013 5 - 7 01/2013 - 12/2013 14,243 14.77% 9.69% 8.31%
2014 5 - 7 01/2014 - 12/2014 23,922 13.84% 10.74% 6.91%
2015 5 - 7 01/2015 - 12/2015 43,339 12.69% 11.26% 5.27%
2016 5 - 7 01/2016 - 12/2016 46,821 13.12% 10.21% 5.73%
2017 5 - 7 01/2017 - 12/2017 50,144 13.32% 5.67% 8.82%
2018 5 - 7 01/2018 - 09/2018 42,801 12.78% 0.95% 11.90%
2007 7 - 8 06/2007 - 12/2007 41 11.35% 27.03% 0.51%
2008 7 - 8 01/2008 - 12/2008 221 11.88% 16.88% 1.72%
2009 7 - 8 01/2009 - 12/2009 525 12.19% 8.88% 4.91%
2010 7 - 8 01/2010 - 12/2010 1,224 11.59% 7.97% 5.27%
2011 7 - 8 01/2011 - 12/2011 2,241 11.78% 11.36% 4.39%
2012 7 - 8 01/2012 - 12/2012 4,655 13.08% 10.25% 6.19%
2013 7 - 8 01/2013 - 12/2013 10,903 14.51% 10.06% 7.94%
2014 7 - 8 01/2014 - 12/2014 17,800 13.85% 11.46% 6.59%
2015 7 - 8 01/2015 - 12/2015 30,294 12.66% 11.34% 5.17%
2016 7 - 8 01/2016 - 12/2016 32,550 13.04% 10.92% 5.23%
2017 7 - 8 01/2017 - 12/2017 33,703 13.26% 5.50% 8.75%
2018 7 - 8 01/2018 - 09/2018 27,616 12.75% 0.74% 12.02%
2007 8 - 9 07/2007 - 12/2007 38 11.94% 15.44% 1.17%
2008 8 - 9 01/2008 - 12/2008 209 11.89% 18.54% 1.56%
2009 8 - 9 01/2009 - 12/2009 536 12.09% 11.10% 3.94%
2010 8 - 9 01/2010 - 12/2010 1,235 11.75% 9.20% 5.07%
2011 8 - 9 01/2011 - 12/2011 2,158 11.88% 9.52% 5.54%
2012 8 - 9 01/2012 - 12/2012 5,130 13.35% 10.93% 5.95%
2013 8 - 9 01/2013 - 12/2013 12,385 14.55% 10.15% 7.98%
2014 8 - 9 01/2014 - 12/2014 20,209 13.77% 11.18% 6.69%
2015 8 - 9 01/2015 - 12/2015 34,685 12.66% 11.98% 4.74%
2016 8 - 9 01/2016 - 12/2016 35,590 13.00% 10.72% 5.34%
2017 8 - 9 01/2017 - 12/2017 36,256 13.29% 5.80% 8.66%
2018 8 - 9 01/2018 - 09/2018 28,992 12.69% 0.60% 12.12%
2007 9 - 10 07/2007 - 12/2007 43 11.99% 17.27% -0.52%
2008 9 - 10 01/2008 - 12/2008 196 11.83% 10.72% 4.35%
2009 9 - 10 01/2009 - 12/2009 487 12.16% 12.36% 4.35%
2010 9 - 10 01/2010 - 12/2010 1,118 11.71% 7.51% 6.24%
2011 9 - 10 01/2011 - 12/2011 2,078 11.90% 10.98% 4.91%
2012 9 - 10 01/2012 - 12/2012 5,291 13.41% 10.80% 6.27%
2013 9 - 10 01/2013 - 12/2013 13,379 14.52% 10.69% 7.75%
2014 9 - 10 01/2014 - 12/2014 21,435 13.77% 11.44% 6.50%
2015 9 - 10 01/2015 - 12/2015 36,266 12.62% 11.97% 4.60%
2016 9 - 10 01/2016 - 12/2016 37,195 13.04% 10.90% 5.24%
2017 9 - 10 01/2017 - 12/2017 37,065 13.25% 5.82% 8.58%
2018 9 - 10 01/2018 - 09/2018 29,814 12.69% 0.62% 12.10%