Lending Club Past Loan Performance by Open Credit Lines

  • Lending Club Past Loan Performance with Open Credit Lines

  • Net Annualized Return (NAR)

  • Loss Rate

Open Credit Lines Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 5 06/2007 - 12/2018 111,273 13.35% 7.62% 7.63%
10 - 12 07/2007 - 12/2018 364,124 13.12% 9.08% 6.79%
12 - 14 07/2007 - 12/2018 295,372 13.06% 9.17% 6.69%
14 - 16 07/2007 - 12/2018 219,296 13.01% 9.04% 6.67%
16 - 20 07/2007 - 12/2018 261,187 12.97% 9.06% 6.65%
20+ 07/2007 - 12/2018 204,639 13.07% 9.08% 6.68%
5 - 7 06/2007 - 12/2018 250,495 13.15% 8.09% 7.41%
7 - 8 06/2007 - 12/2018 171,316 13.11% 8.40% 7.19%
8 - 9 07/2007 - 12/2018 187,582 13.11% 8.64% 7.06%
9 - 10 07/2007 - 12/2018 194,951 13.11% 8.75% 7.02%
  • Lending Club Past Loan Performance with Open Credit Lines and Vintage

Vintage Open Credit Lines Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 5 06/2007 - 12/2007 181 11.34% 15.54% 1.28%
2008 0 - 5 01/2008 - 12/2008 330 11.26% 13.12% 3.09%
2009 0 - 5 01/2009 - 12/2009 592 13.58% 11.28% 5.08%
2010 0 - 5 01/2010 - 12/2010 1,529 13.46% 11.77% 4.44%
2011 0 - 5 01/2011 - 12/2011 2,244 13.28% 13.45% 4.35%
2012 0 - 5 01/2012 - 12/2012 2,581 13.96% 10.49% 6.21%
2013 0 - 5 01/2013 - 12/2013 4,498 15.36% 9.28% 8.54%
2014 0 - 5 01/2014 - 12/2014 8,103 14.09% 10.08% 7.46%
2015 0 - 5 01/2015 - 12/2015 15,974 12.80% 10.57% 5.53%
2016 0 - 5 01/2016 - 12/2016 18,425 13.42% 10.51% 5.75%
2017 0 - 5 01/2017 - 12/2017 24,030 13.58% 8.10% 7.44%
2018 0 - 5 01/2018 - 12/2018 32,786 12.94% 3.05% 10.39%
2007 10 - 12 07/2007 - 12/2007 62 11.40% 13.01% 4.65%
2008 10 - 12 01/2008 - 12/2008 331 12.10% 14.21% 3.24%
2009 10 - 12 01/2009 - 12/2009 754 12.15% 7.83% 6.08%
2010 10 - 12 01/2010 - 12/2010 1,846 11.70% 8.90% 5.89%
2011 10 - 12 01/2011 - 12/2011 3,337 12.23% 11.53% 5.06%
2012 10 - 12 01/2012 - 12/2012 9,383 13.61% 11.40% 6.40%
2013 10 - 12 01/2013 - 12/2013 24,921 14.48% 10.74% 7.76%
2014 10 - 12 01/2014 - 12/2014 40,998 13.80% 12.29% 6.13%
2015 10 - 12 01/2015 - 12/2015 68,962 12.64% 12.73% 4.34%
2016 10 - 12 01/2016 - 12/2016 70,091 13.02% 12.21% 4.49%
2017 10 - 12 01/2017 - 12/2017 69,590 13.22% 7.83% 7.06%
2018 10 - 12 01/2018 - 12/2018 73,849 12.78% 1.71% 11.21%
2007 12 - 14 07/2007 - 12/2007 43 11.82% 13.06% 5.18%
2008 12 - 14 01/2008 - 12/2008 247 12.40% 14.42% 1.90%
2009 12 - 14 01/2009 - 12/2009 539 12.51% 12.04% 4.47%
2010 12 - 14 01/2010 - 12/2010 1,292 11.67% 8.32% 6.27%
2011 12 - 14 01/2011 - 12/2011 2,337 12.33% 10.75% 5.54%
2012 12 - 14 01/2012 - 12/2012 7,361 13.78% 11.74% 6.31%
2013 12 - 14 01/2013 - 12/2013 19,265 14.41% 10.92% 7.77%
2014 12 - 14 01/2014 - 12/2014 33,317 13.74% 12.31% 6.17%
2015 12 - 14 01/2015 - 12/2015 56,941 12.59% 13.12% 4.03%
2016 12 - 14 01/2016 - 12/2016 56,987 12.96% 12.10% 4.41%
2017 12 - 14 01/2017 - 12/2017 56,431 13.18% 8.08% 6.93%
2018 12 - 14 01/2018 - 12/2018 60,612 12.68% 1.62% 11.19%
2007 14 - 16 07/2007 - 12/2007 40 12.18% 16.91% 1.22%
2008 14 - 16 01/2008 - 12/2008 168 12.97% 14.62% 3.02%
2009 14 - 16 01/2009 - 12/2009 340 12.27% 11.09% 3.92%
2010 14 - 16 01/2010 - 12/2010 833 11.77% 10.88% 4.64%
2011 14 - 16 01/2011 - 12/2011 1,506 12.13% 10.38% 5.70%
2012 14 - 16 01/2012 - 12/2012 4,860 13.88% 12.12% 6.46%
2013 14 - 16 01/2013 - 12/2013 13,519 14.44% 10.48% 7.84%
2014 14 - 16 01/2014 - 12/2014 23,700 13.72% 12.08% 6.16%
2015 14 - 16 01/2015 - 12/2015 42,628 12.52% 13.12% 3.95%
2016 14 - 16 01/2016 - 12/2016 42,661 12.98% 12.41% 4.32%
2017 14 - 16 01/2017 - 12/2017 42,290 13.10% 7.89% 6.91%
2018 14 - 16 01/2018 - 12/2018 46,751 12.60% 1.49% 11.14%
2007 16 - 20 07/2007 - 12/2007 40 13.36% 31.35% -3.15%
2008 16 - 20 01/2008 - 12/2008 190 12.69% 19.73% 0.39%
2009 16 - 20 01/2009 - 12/2009 321 12.36% 7.10% 6.44%
2010 16 - 20 01/2010 - 12/2010 822 12.02% 8.16% 6.14%
2011 16 - 20 01/2011 - 12/2011 1,491 12.27% 10.94% 5.32%
2012 16 - 20 01/2012 - 12/2012 5,191 14.12% 11.90% 6.89%
2013 16 - 20 01/2013 - 12/2013 14,301 14.45% 11.25% 7.64%
2014 16 - 20 01/2014 - 12/2014 27,364 13.66% 12.34% 6.08%
2015 16 - 20 01/2015 - 12/2015 51,461 12.43% 13.36% 3.84%
2016 16 - 20 01/2016 - 12/2016 52,006 12.94% 12.35% 4.19%
2017 16 - 20 01/2017 - 12/2017 51,259 13.16% 7.60% 7.18%
2018 16 - 20 01/2018 - 12/2018 56,741 12.54% 1.62% 11.05%
2007 20+ 07/2007 - 12/2007 25 12.40% 26.30% 2.03%
2008 20+ 01/2008 - 12/2008 122 13.17% 20.25% 1.79%
2009 20+ 01/2009 - 12/2009 177 13.73% 12.16% 5.95%
2010 20+ 01/2010 - 12/2010 358 13.41% 10.90% 5.60%
2011 20+ 01/2011 - 12/2011 548 14.43% 9.41% 7.78%
2012 20+ 01/2012 - 12/2012 2,232 15.68% 13.34% 7.85%
2013 20+ 01/2013 - 12/2013 7,400 14.43% 11.33% 7.76%
2014 20+ 01/2014 - 12/2014 18,781 13.70% 12.71% 5.89%
2015 20+ 01/2015 - 12/2015 40,545 12.55% 14.09% 3.48%
2016 20+ 01/2016 - 12/2016 42,081 13.18% 13.09% 4.02%
2017 20+ 01/2017 - 12/2017 42,811 13.27% 7.76% 7.13%
2018 20+ 01/2018 - 12/2018 49,559 12.63% 1.47% 11.27%
2007 5 - 7 06/2007 - 12/2007 90 12.18% 19.48% -0.44%
2008 5 - 7 01/2008 - 12/2008 379 11.76% 14.82% 2.37%
2009 5 - 7 01/2009 - 12/2009 1,010 12.24% 6.72% 6.04%
2010 5 - 7 01/2010 - 12/2010 2,280 11.73% 8.99% 5.05%
2011 5 - 7 01/2011 - 12/2011 3,781 11.85% 10.58% 5.04%
2012 5 - 7 01/2012 - 12/2012 6,683 12.94% 10.69% 5.58%
2013 5 - 7 01/2013 - 12/2013 14,243 14.77% 9.70% 8.31%
2014 5 - 7 01/2014 - 12/2014 23,922 13.84% 10.80% 6.90%
2015 5 - 7 01/2015 - 12/2015 43,339 12.69% 11.50% 5.22%
2016 5 - 7 01/2016 - 12/2016 46,821 13.12% 10.93% 5.40%
2017 5 - 7 01/2017 - 12/2017 50,144 13.32% 7.70% 7.55%
2018 5 - 7 01/2018 - 12/2018 57,803 12.88% 2.16% 11.06%
2007 7 - 8 06/2007 - 12/2007 41 11.35% 27.03% 0.51%
2008 7 - 8 01/2008 - 12/2008 221 11.88% 16.88% 1.72%
2009 7 - 8 01/2009 - 12/2009 525 12.19% 8.88% 4.91%
2010 7 - 8 01/2010 - 12/2010 1,224 11.59% 7.97% 5.27%
2011 7 - 8 01/2011 - 12/2011 2,241 11.78% 11.36% 4.39%
2012 7 - 8 01/2012 - 12/2012 4,655 13.08% 10.25% 6.19%
2013 7 - 8 01/2013 - 12/2013 10,903 14.51% 10.07% 7.94%
2014 7 - 8 01/2014 - 12/2014 17,800 13.85% 11.56% 6.58%
2015 7 - 8 01/2015 - 12/2015 30,294 12.66% 11.61% 5.12%
2016 7 - 8 01/2016 - 12/2016 32,550 13.04% 11.72% 4.86%
2017 7 - 8 01/2017 - 12/2017 33,703 13.26% 7.49% 7.50%
2018 7 - 8 01/2018 - 12/2018 37,159 12.82% 1.91% 11.13%
2007 8 - 9 07/2007 - 12/2007 38 11.94% 15.44% 1.17%
2008 8 - 9 01/2008 - 12/2008 209 11.89% 18.54% 1.56%
2009 8 - 9 01/2009 - 12/2009 536 12.09% 11.10% 3.94%
2010 8 - 9 01/2010 - 12/2010 1,235 11.75% 9.20% 5.07%
2011 8 - 9 01/2011 - 12/2011 2,158 11.88% 9.52% 5.54%
2012 8 - 9 01/2012 - 12/2012 5,130 13.35% 10.93% 5.95%
2013 8 - 9 01/2013 - 12/2013 12,385 14.55% 10.15% 7.99%
2014 8 - 9 01/2014 - 12/2014 20,209 13.77% 11.23% 6.69%
2015 8 - 9 01/2015 - 12/2015 34,685 12.66% 12.26% 4.68%
2016 8 - 9 01/2016 - 12/2016 35,590 13.00% 11.52% 4.98%
2017 8 - 9 01/2017 - 12/2017 36,256 13.29% 8.01% 7.29%
2018 8 - 9 01/2018 - 12/2018 39,151 12.76% 1.78% 11.11%
2007 9 - 10 07/2007 - 12/2007 43 11.99% 17.27% -0.52%
2008 9 - 10 01/2008 - 12/2008 196 11.83% 10.72% 4.35%
2009 9 - 10 01/2009 - 12/2009 487 12.16% 12.36% 4.35%
2010 9 - 10 01/2010 - 12/2010 1,118 11.71% 7.51% 6.24%
2011 9 - 10 01/2011 - 12/2011 2,078 11.90% 10.98% 4.91%
2012 9 - 10 01/2012 - 12/2012 5,291 13.41% 10.80% 6.27%
2013 9 - 10 01/2013 - 12/2013 13,379 14.52% 10.69% 7.76%
2014 9 - 10 01/2014 - 12/2014 21,435 13.77% 11.51% 6.49%
2015 9 - 10 01/2015 - 12/2015 36,266 12.62% 12.24% 4.54%
2016 9 - 10 01/2016 - 12/2016 37,195 13.04% 11.74% 4.87%
2017 9 - 10 01/2017 - 12/2017 37,065 13.25% 7.91% 7.30%
2018 9 - 10 01/2018 - 12/2018 40,398 12.76% 1.71% 11.28%