Lending Club Past Loan Performance by Months since Last Record

  • Lending Club Past Loan Performance with Months since Last Record

  • Net Annualized Return (NAR)

  • Loss Rate

Months since Last Record Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 0.1 06/2007 - 12/2018 1,899,602 12.96% 8.46% 7.02%
1 - 6 11/2007 - 12/2018 1,515 13.27% 12.47% 5.05%
12 - 18 01/2008 - 12/2018 4,797 13.73% 11.00% 6.48%
18 - 24 09/2007 - 12/2018 5,994 13.90% 11.62% 6.39%
24 - 36 08/2007 - 12/2018 18,234 14.03% 12.24% 6.27%
36 - 48 07/2007 - 12/2018 29,885 13.96% 11.76% 6.49%
48 - 60 10/2007 - 12/2018 44,879 13.86% 11.56% 6.53%
6 - 12 06/2009 - 12/2018 3,882 13.70% 13.10% 5.32%
60 - 72 08/2007 - 12/2018 57,643 13.75% 11.59% 6.30%
72+ 07/2007 - 12/2018 193,804 13.75% 10.64% 6.46%
  • Lending Club Past Loan Performance with Months since Last Record and Vintage

Vintage Months since Last Record Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 0.1 06/2007 - 12/2007 566 11.76% 18.27% 1.41%
2008 0 - 0.1 01/2008 - 12/2008 2,199 12.00% 14.88% 2.67%
2009 0 - 0.1 01/2009 - 12/2009 5,031 12.38% 9.49% 5.23%
2010 0 - 0.1 01/2010 - 12/2010 11,785 11.87% 8.63% 5.55%
2011 0 - 0.1 01/2011 - 12/2011 20,578 12.13% 10.70% 5.24%
2012 0 - 0.1 01/2012 - 12/2012 51,893 13.60% 11.27% 6.35%
2013 0 - 0.1 01/2013 - 12/2013 118,814 14.45% 10.54% 7.78%
2014 0 - 0.1 01/2014 - 12/2014 194,108 13.61% 11.72% 6.24%
2015 0 - 0.1 01/2015 - 12/2015 346,685 12.45% 12.22% 4.47%
2016 0 - 0.1 01/2016 - 12/2016 351,501 12.87% 11.44% 4.80%
2017 0 - 0.1 01/2017 - 12/2017 366,282 13.08% 7.48% 7.26%
2018 0 - 0.1 01/2018 - 12/2018 430,160 12.64% 1.70% 11.06%
2007 1 - 6 11/2007 - 11/2007 1 10.28% 0.00% 9.99%
2012 1 - 6 04/2012 - 12/2012 4 15.62% 9.36% -15.33%
2013 1 - 6 01/2013 - 12/2013 57 15.72% 15.04% 8.40%
2014 1 - 6 01/2014 - 12/2014 146 14.06% 13.72% 6.32%
2015 1 - 6 01/2015 - 12/2015 350 12.32% 17.51% 2.66%
2016 1 - 6 01/2016 - 12/2016 472 13.35% 12.21% 4.58%
2017 1 - 6 01/2017 - 12/2017 411 13.22% 10.17% 5.57%
2018 1 - 6 01/2018 - 12/2018 74 14.02% 1.36% 12.45%
2008 12 - 18 01/2008 - 01/2008 2 12.04% 0.00% 11.91%
2009 12 - 18 07/2009 - 07/2009 1 12.21% 40.38% -14.30%
2010 12 - 18 01/2010 - 11/2010 6 14.16% 0.00% 14.28%
2011 12 - 18 08/2011 - 08/2011 1 16.89% 44.05% -12.93%
2012 12 - 18 03/2012 - 12/2012 9 15.28% 3.78% 10.93%
2013 12 - 18 01/2013 - 12/2013 126 16.01% 10.78% 10.02%
2014 12 - 18 01/2014 - 12/2014 646 14.66% 10.75% 7.44%
2015 12 - 18 01/2015 - 12/2015 1,186 13.01% 12.71% 4.81%
2016 12 - 18 01/2016 - 12/2016 1,396 13.63% 14.46% 4.87%
2017 12 - 18 01/2017 - 12/2017 1,104 13.85% 7.33% 7.93%
2018 12 - 18 01/2018 - 12/2018 320 13.61% 3.11% 11.20%
2007 18 - 24 09/2007 - 10/2007 2 15.17% 66.40% -39.83%
2008 18 - 24 02/2008 - 11/2008 3 13.49% 47.61% -3.34%
2009 18 - 24 02/2009 - 10/2009 3 13.69% 3.62% 6.31%
2010 18 - 24 01/2010 - 12/2010 13 14.84% 2.66% 13.00%
2011 18 - 24 03/2011 - 11/2011 6 16.51% 9.07% 8.35%
2012 18 - 24 03/2012 - 12/2012 7 13.29% 32.04% -2.59%
2013 18 - 24 01/2013 - 12/2013 144 16.77% 9.30% 11.27%
2014 18 - 24 01/2014 - 12/2014 837 14.70% 11.82% 7.92%
2015 18 - 24 01/2015 - 12/2015 1,567 13.20% 14.31% 4.62%
2016 18 - 24 01/2016 - 12/2016 1,692 13.73% 13.13% 4.86%
2017 18 - 24 01/2017 - 12/2017 1,281 14.00% 9.04% 7.13%
2018 18 - 24 01/2018 - 12/2018 439 14.22% 3.93% 12.07%
2007 24 - 36 08/2007 - 11/2007 3 13.96% 0.00% 14.04%
2008 24 - 36 02/2008 - 12/2008 9 13.31% 27.45% 3.46%
2009 24 - 36 02/2009 - 11/2009 4 14.48% 0.00% 14.65%
2010 24 - 36 01/2010 - 12/2010 20 13.83% 11.10% 5.50%
2011 24 - 36 01/2011 - 12/2011 22 14.36% 3.62% 12.58%
2012 24 - 36 02/2012 - 12/2012 36 14.80% 14.50% 8.28%
2013 24 - 36 01/2013 - 12/2013 473 16.07% 12.80% 9.18%
2014 24 - 36 01/2014 - 12/2014 2,622 14.71% 12.28% 7.80%
2015 24 - 36 01/2015 - 12/2015 4,841 13.42% 13.77% 5.12%
2016 24 - 36 01/2016 - 12/2016 4,976 13.93% 15.38% 4.17%
2017 24 - 36 01/2017 - 12/2017 3,635 14.19% 9.64% 7.01%
2018 24 - 36 01/2018 - 12/2018 1,593 14.09% 3.43% 11.12%
2007 36 - 48 07/2007 - 12/2007 4 12.57% 14.32% 3.80%
2008 36 - 48 01/2008 - 08/2008 9 13.88% 5.78% 11.74%
2009 36 - 48 02/2009 - 11/2009 12 14.37% 1.04% 13.66%
2010 36 - 48 01/2010 - 12/2010 27 14.18% 21.98% -1.40%
2011 36 - 48 01/2011 - 12/2011 25 13.09% 6.88% 4.03%
2012 36 - 48 01/2012 - 12/2012 48 15.63% 4.28% 12.45%
2013 36 - 48 01/2013 - 12/2013 942 15.79% 9.60% 10.57%
2014 36 - 48 01/2014 - 12/2014 4,441 14.65% 11.27% 8.18%
2015 36 - 48 01/2015 - 12/2015 7,762 13.26% 14.99% 4.58%
2016 36 - 48 01/2016 - 12/2016 7,773 13.79% 14.08% 4.45%
2017 36 - 48 01/2017 - 12/2017 5,751 14.36% 9.87% 7.23%
2018 36 - 48 01/2018 - 12/2018 3,091 13.85% 3.10% 11.28%
2007 48 - 60 10/2007 - 10/2007 1 17.86% 89.08% -53.04%
2008 48 - 60 01/2008 - 11/2008 10 12.67% 35.67% -5.51%
2009 48 - 60 01/2009 - 12/2009 17 13.42% 4.57% 7.30%
2010 48 - 60 01/2010 - 12/2010 40 14.25% 8.10% 9.10%
2011 48 - 60 01/2011 - 12/2011 36 14.18% 14.99% 6.29%
2012 48 - 60 01/2012 - 12/2012 66 14.63% 19.54% 2.26%
2013 48 - 60 01/2013 - 12/2013 1,286 15.83% 9.10% 10.75%
2014 48 - 60 01/2014 - 12/2014 6,353 14.47% 12.25% 7.69%
2015 48 - 60 01/2015 - 12/2015 11,810 13.24% 14.96% 4.41%
2016 48 - 60 01/2016 - 12/2016 11,243 13.68% 13.94% 4.56%
2017 48 - 60 01/2017 - 12/2017 8,653 14.30% 9.83% 7.25%
2018 48 - 60 01/2018 - 12/2018 5,364 13.68% 2.39% 11.80%
2009 6 - 12 06/2009 - 06/2009 1 12.84% 0.00% 12.91%
2010 6 - 12 01/2010 - 06/2010 2 12.88% 11.23% 4.65%
2011 6 - 12 08/2011 - 08/2011 1 17.99% 0.00% 18.68%
2012 6 - 12 07/2012 - 12/2012 5 16.32% 0.00% 16.58%
2013 6 - 12 01/2013 - 12/2013 120 16.00% 10.44% 10.93%
2014 6 - 12 01/2014 - 12/2014 445 14.73% 13.62% 6.91%
2015 6 - 12 01/2015 - 12/2015 886 12.91% 16.30% 2.99%
2016 6 - 12 01/2016 - 12/2016 1,162 13.47% 15.15% 3.85%
2017 6 - 12 01/2017 - 12/2017 1,003 13.90% 9.59% 6.74%
2018 6 - 12 01/2018 - 12/2018 257 13.79% 7.46% 8.83%
2007 60 - 72 08/2007 - 12/2007 4 12.57% 11.40% 6.41%
2008 60 - 72 01/2008 - 12/2008 17 13.09% 1.99% 11.41%
2009 60 - 72 01/2009 - 12/2009 20 14.23% 15.44% 3.74%
2010 60 - 72 01/2010 - 12/2010 38 14.39% 15.32% 7.30%
2011 60 - 72 01/2011 - 11/2011 46 14.16% 12.17% 5.12%
2012 60 - 72 01/2012 - 12/2012 59 15.16% 18.09% 6.90%
2013 60 - 72 01/2013 - 12/2013 1,254 15.96% 12.19% 8.98%
2014 60 - 72 01/2014 - 12/2014 6,708 14.67% 13.06% 7.17%
2015 60 - 72 01/2015 - 12/2015 14,661 13.16% 15.17% 4.22%
2016 60 - 72 01/2016 - 12/2016 15,573 13.63% 14.36% 4.31%
2017 60 - 72 01/2017 - 12/2017 11,625 14.05% 9.49% 7.15%
2018 60 - 72 01/2018 - 12/2018 7,638 13.50% 1.93% 11.83%
2007 72+ 07/2007 - 12/2007 22 12.42% 26.37% -1.74%
2008 72+ 01/2008 - 12/2008 144 12.59% 23.43% -2.40%
2009 72+ 01/2009 - 12/2009 192 13.52% 14.00% 3.12%
2010 72+ 01/2010 - 12/2010 606 13.70% 17.96% 2.41%
2011 72+ 01/2011 - 12/2011 1,006 13.82% 17.72% 2.63%
2012 72+ 01/2012 - 12/2012 1,240 14.71% 15.96% 4.92%
2013 72+ 01/2013 - 12/2013 11,598 14.83% 11.39% 8.04%
2014 72+ 01/2014 - 12/2014 19,323 14.44% 14.31% 5.99%
2015 72+ 01/2015 - 12/2015 31,347 13.38% 17.07% 2.90%
2016 72+ 01/2016 - 12/2016 38,619 13.83% 15.74% 3.38%
2017 72+ 01/2017 - 12/2017 43,834 13.88% 9.68% 6.67%
2018 72+ 01/2018 - 12/2018 45,873 13.20% 2.20% 11.32%