Lending Club Past Loan Performance by Monthly Income

  • Lending Club Past Loan Performance with Monthly Income

  • Net Annualized Return (NAR)

  • Loss Rate

Monthly Income Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 1000 06/2007 - 09/2018 5,273 14.93% 4.91% 9.22%
1000 - 3000 06/2007 - 09/2018 247,997 13.98% 9.61% 6.84%
12000+ 06/2007 - 09/2018 160,849 11.92% 5.71% 7.77%
3000 - 4000 06/2007 - 09/2018 298,596 13.65% 10.05% 6.84%
4000 - 5000 06/2007 - 09/2018 321,373 13.40% 9.73% 7.01%
5000 - 6000 06/2007 - 09/2018 335,122 13.15% 9.48% 6.98%
6000 - 7000 06/2007 - 09/2018 237,202 12.97% 8.85% 7.25%
7000 - 9000 07/2007 - 09/2018 316,360 12.70% 8.02% 7.42%
9000 - 12000 06/2007 - 09/2018 209,205 12.38% 6.92% 7.70%
  • Lending Club Past Loan Performance with Monthly Income and Vintage

Vintage Monthly Income Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 1000 06/2007 - 12/2007 29 11.37% 12.96% 3.91%
2008 0 - 1000 01/2008 - 12/2008 19 10.87% 9.31% 3.91%
2009 0 - 1000 01/2009 - 12/2009 34 13.05% 10.73% 3.15%
2010 0 - 1000 01/2010 - 12/2010 58 11.07% 14.95% -3.17%
2011 0 - 1000 01/2011 - 12/2011 56 11.45% 13.54% 0.87%
2012 0 - 1000 01/2012 - 12/2012 79 12.06% 8.06% 5.49%
2013 0 - 1000 01/2013 - 12/2013 130 17.96% 12.87% 8.25%
2014 0 - 1000 01/2014 - 12/2014 278 16.80% 13.84% 6.87%
2015 0 - 1000 01/2015 - 12/2015 571 15.62% 13.48% 4.75%
2016 0 - 1000 01/2016 - 12/2016 747 16.45% 14.26% 4.15%
2017 0 - 1000 01/2017 - 12/2017 1,401 14.85% 5.15% 10.40%
2018 0 - 1000 01/2018 - 09/2018 1,871 14.16% 0.91% 13.17%
2007 1000 - 3000 06/2007 - 12/2007 175 11.97% 17.22% 0.24%
2008 1000 - 3000 01/2008 - 12/2008 501 11.63% 12.79% 3.58%
2009 1000 - 3000 01/2009 - 12/2009 1,014 12.36% 12.30% 2.97%
2010 1000 - 3000 01/2010 - 12/2010 2,220 12.07% 12.59% 3.31%
2011 1000 - 3000 01/2011 - 12/2011 3,383 11.55% 13.13% 2.41%
2012 1000 - 3000 01/2012 - 12/2012 7,674 12.66% 11.80% 4.02%
2013 1000 - 3000 01/2013 - 12/2013 15,096 15.19% 11.99% 6.61%
2014 1000 - 3000 01/2014 - 12/2014 27,758 14.58% 14.23% 5.27%
2015 1000 - 3000 01/2015 - 12/2015 48,598 13.68% 14.86% 3.67%
2016 1000 - 3000 01/2016 - 12/2016 47,510 14.18% 13.25% 4.55%
2017 1000 - 3000 01/2017 - 12/2017 50,357 14.21% 6.50% 8.89%
2018 1000 - 3000 01/2018 - 09/2018 43,711 13.63% 0.95% 12.77%
2007 12000+ 06/2007 - 12/2007 43 11.20% 28.22% 0.33%
2008 12000+ 01/2008 - 12/2008 127 12.59% 22.79% -3.55%
2009 12000+ 01/2009 - 12/2009 288 13.11% 11.47% 4.34%
2010 12000+ 01/2010 - 12/2010 572 12.89% 8.18% 7.26%
2011 12000+ 01/2011 - 12/2011 1,135 13.41% 6.63% 9.47%
2012 12000+ 01/2012 - 12/2012 2,557 14.11% 8.18% 9.21%
2013 12000+ 01/2013 - 12/2013 7,302 13.93% 7.49% 9.32%
2014 12000+ 01/2014 - 12/2014 14,771 12.89% 8.42% 7.74%
2015 12000+ 01/2015 - 12/2015 29,346 11.38% 8.84% 5.53%
2016 12000+ 01/2016 - 12/2016 34,274 11.68% 8.00% 5.73%
2017 12000+ 01/2017 - 12/2017 38,414 11.90% 4.22% 8.29%
2018 12000+ 01/2018 - 09/2018 32,020 11.53% 0.53% 10.97%
2007 3000 - 4000 06/2007 - 12/2007 85 12.30% 19.76% -0.32%
2008 3000 - 4000 01/2008 - 12/2008 464 11.91% 11.64% 3.83%
2009 3000 - 4000 01/2009 - 12/2009 873 12.32% 8.94% 5.27%
2010 3000 - 4000 01/2010 - 12/2010 2,132 11.81% 9.29% 4.94%
2011 3000 - 4000 01/2011 - 12/2011 3,618 11.98% 12.75% 3.88%
2012 3000 - 4000 01/2012 - 12/2012 9,120 13.37% 12.99% 4.89%
2013 3000 - 4000 01/2013 - 12/2013 21,045 14.87% 12.67% 6.94%
2014 3000 - 4000 01/2014 - 12/2014 35,189 14.26% 14.19% 5.56%
2015 3000 - 4000 01/2015 - 12/2015 60,404 13.23% 14.73% 3.93%
2016 3000 - 4000 01/2016 - 12/2016 58,472 13.67% 13.23% 4.59%
2017 3000 - 4000 01/2017 - 12/2017 59,057 13.82% 6.38% 8.77%
2018 3000 - 4000 01/2018 - 09/2018 48,137 13.23% 0.78% 12.52%
2007 4000 - 5000 06/2007 - 12/2007 66 11.92% 12.91% 2.08%
2008 4000 - 5000 01/2008 - 12/2008 363 12.22% 16.97% 2.07%
2009 4000 - 5000 01/2009 - 12/2009 841 12.30% 8.05% 6.19%
2010 4000 - 5000 01/2010 - 12/2010 2,040 11.95% 9.89% 5.23%
2011 4000 - 5000 01/2011 - 12/2011 3,504 12.10% 12.78% 4.38%
2012 4000 - 5000 01/2012 - 12/2012 8,817 13.64% 12.78% 5.79%
2013 4000 - 5000 01/2013 - 12/2013 22,381 14.71% 12.25% 7.44%
2014 4000 - 5000 01/2014 - 12/2014 37,250 14.03% 13.69% 5.93%
2015 4000 - 5000 01/2015 - 12/2015 65,384 12.95% 14.24% 4.20%
2016 4000 - 5000 01/2016 - 12/2016 64,621 13.36% 12.42% 4.86%
2017 4000 - 5000 01/2017 - 12/2017 63,945 13.59% 6.14% 8.67%
2018 4000 - 5000 01/2018 - 09/2018 52,161 12.91% 0.80% 12.24%
2007 5000 - 6000 06/2007 - 12/2007 72 12.17% 16.50% 1.79%
2008 5000 - 6000 01/2008 - 12/2008 327 12.17% 17.36% 2.08%
2009 5000 - 6000 01/2009 - 12/2009 741 12.47% 9.00% 5.74%
2010 5000 - 6000 01/2010 - 12/2010 1,835 11.77% 10.32% 5.05%
2011 5000 - 6000 01/2011 - 12/2011 3,349 12.22% 11.76% 4.99%
2012 5000 - 6000 01/2012 - 12/2012 8,427 13.91% 12.62% 6.44%
2013 5000 - 6000 01/2013 - 12/2013 21,870 14.71% 11.78% 7.85%
2014 5000 - 6000 01/2014 - 12/2014 38,267 13.75% 13.20% 6.10%
2015 5000 - 6000 01/2015 - 12/2015 66,954 12.63% 13.75% 4.13%
2016 5000 - 6000 01/2016 - 12/2016 69,119 13.07% 12.46% 4.72%
2017 5000 - 6000 01/2017 - 12/2017 68,780 13.24% 6.15% 8.37%
2018 5000 - 6000 01/2018 - 09/2018 55,381 12.72% 0.67% 12.07%
2007 6000 - 7000 06/2007 - 12/2007 47 11.77% 25.52% -1.06%
2008 6000 - 7000 01/2008 - 12/2008 222 12.39% 15.06% 1.05%
2009 6000 - 7000 01/2009 - 12/2009 493 12.53% 9.92% 5.95%
2010 6000 - 7000 01/2010 - 12/2010 1,236 11.92% 8.06% 6.52%
2011 6000 - 7000 01/2011 - 12/2011 2,323 12.42% 11.45% 6.05%
2012 6000 - 7000 01/2012 - 12/2012 5,694 14.13% 11.56% 7.44%
2013 6000 - 7000 01/2013 - 12/2013 15,279 14.41% 10.44% 8.46%
2014 6000 - 7000 01/2014 - 12/2014 26,313 13.63% 11.94% 6.76%
2015 6000 - 7000 01/2015 - 12/2015 47,017 12.35% 12.77% 4.45%
2016 6000 - 7000 01/2016 - 12/2016 49,398 12.89% 11.87% 4.99%
2017 6000 - 7000 01/2017 - 12/2017 49,084 13.13% 6.11% 8.39%
2018 6000 - 7000 01/2018 - 09/2018 40,096 12.54% 0.70% 11.88%
2007 7000 - 9000 07/2007 - 12/2007 55 11.32% 16.38% 3.55%
2008 7000 - 9000 01/2008 - 12/2008 236 12.23% 13.81% 3.14%
2009 7000 - 9000 01/2009 - 12/2009 630 12.45% 9.13% 5.95%
2010 7000 - 9000 01/2010 - 12/2010 1,490 12.00% 7.05% 7.30%
2011 7000 - 9000 01/2011 - 12/2011 2,704 12.59% 9.63% 6.99%
2012 7000 - 9000 01/2012 - 12/2012 7,008 13.97% 10.31% 7.88%
2013 7000 - 9000 01/2013 - 12/2013 20,085 13.97% 9.40% 8.60%
2014 7000 - 9000 01/2014 - 12/2014 34,447 13.27% 10.81% 7.07%
2015 7000 - 9000 01/2015 - 12/2015 62,602 12.04% 11.57% 4.89%
2016 7000 - 9000 01/2016 - 12/2016 66,248 12.60% 10.78% 5.28%
2017 7000 - 9000 01/2017 - 12/2017 66,304 12.97% 5.83% 8.38%
2018 7000 - 9000 01/2018 - 09/2018 54,551 12.29% 0.74% 11.54%
2007 9000 - 12000 06/2007 - 12/2007 31 10.95% 16.25% 5.29%
2008 9000 - 12000 01/2008 - 12/2008 134 12.34% 17.58% 1.66%
2009 9000 - 12000 01/2009 - 12/2009 367 12.44% 9.53% 6.12%
2010 9000 - 12000 01/2010 - 12/2010 954 12.25% 6.73% 7.47%
2011 9000 - 12000 01/2011 - 12/2011 1,649 12.70% 8.21% 8.15%
2012 9000 - 12000 01/2012 - 12/2012 3,991 13.96% 8.82% 8.67%
2013 9000 - 12000 01/2013 - 12/2013 11,626 13.88% 8.37% 9.10%
2014 9000 - 12000 01/2014 - 12/2014 21,356 13.04% 9.17% 7.70%
2015 9000 - 12000 01/2015 - 12/2015 40,219 11.74% 10.22% 5.23%
2016 9000 - 12000 01/2016 - 12/2016 44,018 12.30% 9.67% 5.66%
2017 9000 - 12000 01/2017 - 12/2017 46,237 12.55% 5.30% 8.33%
2018 9000 - 12000 01/2018 - 09/2018 38,623 11.94% 0.59% 11.35%