Lending Club Past Loan Performance by Monthly Income

  • Lending Club Past Loan Performance with Monthly Income

  • Net Annualized Return (NAR)

  • Loss Rate

Monthly Income Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 1000 06/2007 - 12/2018 5,738 14.90% 6.09% 8.62%
1000 - 3000 06/2007 - 12/2018 262,365 13.97% 10.12% 6.54%
12000+ 06/2007 - 12/2018 173,772 11.93% 5.99% 7.61%
3000 - 4000 06/2007 - 12/2018 314,648 13.64% 10.54% 6.56%
4000 - 5000 06/2007 - 12/2018 338,705 13.39% 10.21% 6.71%
5000 - 6000 06/2007 - 12/2018 354,661 13.14% 9.89% 6.73%
6000 - 7000 06/2007 - 12/2018 251,227 12.97% 9.28% 6.99%
7000 - 9000 07/2007 - 12/2018 335,862 12.69% 8.43% 7.17%
9000 - 12000 06/2007 - 12/2018 223,257 12.38% 7.29% 7.48%
  • Lending Club Past Loan Performance with Monthly Income and Vintage

Vintage Monthly Income Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 1000 06/2007 - 12/2007 29 11.37% 12.96% 3.91%
2008 0 - 1000 01/2008 - 12/2008 19 10.87% 9.31% 3.91%
2009 0 - 1000 01/2009 - 12/2009 34 13.05% 10.73% 3.15%
2010 0 - 1000 01/2010 - 12/2010 58 11.07% 14.95% -3.17%
2011 0 - 1000 01/2011 - 12/2011 56 11.45% 13.54% 0.87%
2012 0 - 1000 01/2012 - 12/2012 79 12.06% 8.06% 5.49%
2013 0 - 1000 01/2013 - 12/2013 130 17.96% 12.87% 8.25%
2014 0 - 1000 01/2014 - 12/2014 278 16.80% 13.84% 6.87%
2015 0 - 1000 01/2015 - 12/2015 571 15.62% 13.98% 4.76%
2016 0 - 1000 01/2016 - 12/2016 747 16.45% 15.73% 3.67%
2017 0 - 1000 01/2017 - 12/2017 1,401 14.85% 7.70% 8.67%
2018 0 - 1000 01/2018 - 12/2018 2,336 14.24% 2.13% 12.10%
2007 1000 - 3000 06/2007 - 12/2007 175 11.97% 17.22% 0.24%
2008 1000 - 3000 01/2008 - 12/2008 501 11.63% 12.79% 3.58%
2009 1000 - 3000 01/2009 - 12/2009 1,014 12.36% 12.30% 2.97%
2010 1000 - 3000 01/2010 - 12/2010 2,220 12.07% 12.59% 3.31%
2011 1000 - 3000 01/2011 - 12/2011 3,383 11.55% 13.13% 2.41%
2012 1000 - 3000 01/2012 - 12/2012 7,674 12.66% 11.80% 4.02%
2013 1000 - 3000 01/2013 - 12/2013 15,096 15.19% 11.99% 6.61%
2014 1000 - 3000 01/2014 - 12/2014 27,758 14.58% 14.29% 5.27%
2015 1000 - 3000 01/2015 - 12/2015 48,598 13.68% 15.09% 3.64%
2016 1000 - 3000 01/2016 - 12/2016 47,510 14.18% 14.15% 4.14%
2017 1000 - 3000 01/2017 - 12/2017 50,357 14.21% 9.05% 7.27%
2018 1000 - 3000 01/2018 - 12/2018 58,079 13.68% 2.32% 11.71%
2007 12000+ 06/2007 - 12/2007 43 11.20% 28.22% 0.33%
2008 12000+ 01/2008 - 12/2008 127 12.59% 22.79% -3.55%
2009 12000+ 01/2009 - 12/2009 288 13.11% 11.47% 4.34%
2010 12000+ 01/2010 - 12/2010 572 12.89% 8.18% 7.26%
2011 12000+ 01/2011 - 12/2011 1,135 13.41% 6.63% 9.47%
2012 12000+ 01/2012 - 12/2012 2,557 14.11% 8.18% 9.21%
2013 12000+ 01/2013 - 12/2013 7,302 13.93% 7.50% 9.33%
2014 12000+ 01/2014 - 12/2014 14,771 12.89% 8.51% 7.72%
2015 12000+ 01/2015 - 12/2015 29,346 11.38% 9.07% 5.48%
2016 12000+ 01/2016 - 12/2016 34,274 11.68% 8.56% 5.47%
2017 12000+ 01/2017 - 12/2017 38,414 11.90% 5.61% 7.38%
2018 12000+ 01/2018 - 12/2018 44,943 11.67% 1.30% 10.43%
2007 3000 - 4000 06/2007 - 12/2007 85 12.30% 19.76% -0.32%
2008 3000 - 4000 01/2008 - 12/2008 464 11.91% 11.64% 3.83%
2009 3000 - 4000 01/2009 - 12/2009 873 12.32% 8.94% 5.27%
2010 3000 - 4000 01/2010 - 12/2010 2,132 11.81% 9.29% 4.94%
2011 3000 - 4000 01/2011 - 12/2011 3,618 11.98% 12.75% 3.88%
2012 3000 - 4000 01/2012 - 12/2012 9,120 13.37% 12.99% 4.89%
2013 3000 - 4000 01/2013 - 12/2013 21,045 14.87% 12.67% 6.94%
2014 3000 - 4000 01/2014 - 12/2014 35,189 14.26% 14.27% 5.56%
2015 3000 - 4000 01/2015 - 12/2015 60,404 13.23% 15.07% 3.86%
2016 3000 - 4000 01/2016 - 12/2016 58,472 13.67% 14.17% 4.20%
2017 3000 - 4000 01/2017 - 12/2017 59,057 13.82% 8.88% 7.28%
2018 3000 - 4000 01/2018 - 12/2018 64,189 13.29% 2.10% 11.48%
2007 4000 - 5000 06/2007 - 12/2007 66 11.92% 12.91% 2.08%
2008 4000 - 5000 01/2008 - 12/2008 363 12.22% 16.97% 2.07%
2009 4000 - 5000 01/2009 - 12/2009 841 12.30% 8.05% 6.19%
2010 4000 - 5000 01/2010 - 12/2010 2,040 11.95% 9.89% 5.23%
2011 4000 - 5000 01/2011 - 12/2011 3,504 12.10% 12.78% 4.38%
2012 4000 - 5000 01/2012 - 12/2012 8,817 13.64% 12.78% 5.79%
2013 4000 - 5000 01/2013 - 12/2013 22,381 14.71% 12.25% 7.45%
2014 4000 - 5000 01/2014 - 12/2014 37,250 14.03% 13.78% 5.91%
2015 4000 - 5000 01/2015 - 12/2015 65,384 12.95% 14.57% 4.13%
2016 4000 - 5000 01/2016 - 12/2016 64,621 13.36% 13.37% 4.46%
2017 4000 - 5000 01/2017 - 12/2017 63,945 13.59% 8.57% 7.21%
2018 4000 - 5000 01/2018 - 12/2018 69,493 12.97% 2.02% 11.28%
2007 5000 - 6000 06/2007 - 12/2007 72 12.17% 16.50% 1.79%
2008 5000 - 6000 01/2008 - 12/2008 327 12.17% 17.36% 2.08%
2009 5000 - 6000 01/2009 - 12/2009 741 12.47% 9.00% 5.74%
2010 5000 - 6000 01/2010 - 12/2010 1,835 11.77% 10.32% 5.05%
2011 5000 - 6000 01/2011 - 12/2011 3,349 12.22% 11.76% 4.99%
2012 5000 - 6000 01/2012 - 12/2012 8,427 13.91% 12.62% 6.44%
2013 5000 - 6000 01/2013 - 12/2013 21,870 14.71% 11.78% 7.86%
2014 5000 - 6000 01/2014 - 12/2014 38,267 13.75% 13.29% 6.09%
2015 5000 - 6000 01/2015 - 12/2015 66,954 12.63% 14.07% 4.06%
2016 5000 - 6000 01/2016 - 12/2016 69,119 13.07% 13.36% 4.34%
2017 5000 - 6000 01/2017 - 12/2017 68,780 13.24% 8.43% 7.04%
2018 5000 - 6000 01/2018 - 12/2018 74,920 12.78% 1.79% 11.20%
2007 6000 - 7000 06/2007 - 12/2007 47 11.77% 25.52% -1.06%
2008 6000 - 7000 01/2008 - 12/2008 222 12.39% 15.06% 1.05%
2009 6000 - 7000 01/2009 - 12/2009 493 12.53% 9.92% 5.95%
2010 6000 - 7000 01/2010 - 12/2010 1,236 11.92% 8.06% 6.52%
2011 6000 - 7000 01/2011 - 12/2011 2,323 12.42% 11.45% 6.05%
2012 6000 - 7000 01/2012 - 12/2012 5,694 14.13% 11.56% 7.44%
2013 6000 - 7000 01/2013 - 12/2013 15,279 14.41% 10.45% 8.46%
2014 6000 - 7000 01/2014 - 12/2014 26,313 13.63% 12.01% 6.76%
2015 6000 - 7000 01/2015 - 12/2015 47,017 12.35% 13.09% 4.40%
2016 6000 - 7000 01/2016 - 12/2016 49,398 12.89% 12.70% 4.63%
2017 6000 - 7000 01/2017 - 12/2017 49,084 13.13% 8.30% 7.09%
2018 6000 - 7000 01/2018 - 12/2018 54,121 12.62% 1.83% 11.03%
2007 7000 - 9000 07/2007 - 12/2007 55 11.32% 16.38% 3.55%
2008 7000 - 9000 01/2008 - 12/2008 236 12.23% 13.81% 3.14%
2009 7000 - 9000 01/2009 - 12/2009 630 12.45% 9.13% 5.95%
2010 7000 - 9000 01/2010 - 12/2010 1,490 12.00% 7.05% 7.31%
2011 7000 - 9000 01/2011 - 12/2011 2,704 12.59% 9.63% 6.99%
2012 7000 - 9000 01/2012 - 12/2012 7,008 13.97% 10.31% 7.89%
2013 7000 - 9000 01/2013 - 12/2013 20,085 13.97% 9.40% 8.60%
2014 7000 - 9000 01/2014 - 12/2014 34,447 13.27% 10.87% 7.07%
2015 7000 - 9000 01/2015 - 12/2015 62,602 12.04% 11.87% 4.82%
2016 7000 - 9000 01/2016 - 12/2016 66,248 12.60% 11.58% 4.95%
2017 7000 - 9000 01/2017 - 12/2017 66,304 12.97% 7.89% 7.15%
2018 7000 - 9000 01/2018 - 12/2018 74,053 12.37% 1.76% 10.79%
2007 9000 - 12000 06/2007 - 12/2007 31 10.95% 16.25% 5.29%
2008 9000 - 12000 01/2008 - 12/2008 134 12.34% 17.58% 1.66%
2009 9000 - 12000 01/2009 - 12/2009 367 12.44% 9.53% 6.12%
2010 9000 - 12000 01/2010 - 12/2010 954 12.25% 6.73% 7.47%
2011 9000 - 12000 01/2011 - 12/2011 1,649 12.70% 8.21% 8.15%
2012 9000 - 12000 01/2012 - 12/2012 3,991 13.96% 8.82% 8.67%
2013 9000 - 12000 01/2013 - 12/2013 11,626 13.88% 8.37% 9.11%
2014 9000 - 12000 01/2014 - 12/2014 21,356 13.04% 9.25% 7.69%
2015 9000 - 12000 01/2015 - 12/2015 40,219 11.74% 10.46% 5.18%
2016 9000 - 12000 01/2016 - 12/2016 44,018 12.30% 10.40% 5.34%
2017 9000 - 12000 01/2017 - 12/2017 46,237 12.55% 7.12% 7.22%
2018 9000 - 12000 01/2018 - 12/2018 52,675 12.06% 1.46% 10.71%