Lending Club Past Loan Performance by Monthly Payment

  • Lending Club Past Loan Performance with Monthly Payment

  • Net Annualized Return (NAR)

  • Loss Rate

Monthly Payment Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 100 06/2007 - 12/2018 90,909 12.64% 5.39% 7.78%
100 - 200 06/2007 - 12/2018 289,743 12.07% 6.04% 6.89%
1500+ 03/2016 - 12/2018 328 27.33% 21.56% 7.25%
200 - 300 06/2007 - 12/2018 381,301 12.76% 8.04% 6.84%
300 - 400 06/2007 - 12/2018 446,644 12.78% 8.45% 6.74%
400 - 500 08/2007 - 12/2018 281,671 13.11% 9.18% 6.69%
500 - 600 08/2007 - 12/2018 217,377 14.15% 10.22% 6.94%
600 - 700 07/2007 - 12/2018 183,705 13.13% 8.79% 6.81%
700 - 900 07/2007 - 12/2018 206,073 13.92% 9.06% 7.35%
900 - 1500 12/2007 - 12/2018 162,484 14.23% 8.94% 7.12%
  • Lending Club Past Loan Performance with Monthly Payment and Vintage

Vintage Monthly Payment Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 100 06/2007 - 12/2007 118 11.37% 13.12% 1.21%
2008 0 - 100 01/2008 - 12/2008 342 11.18% 9.17% 4.30%
2009 0 - 100 01/2009 - 12/2009 542 11.63% 8.02% 4.63%
2010 0 - 100 01/2010 - 12/2010 1,443 11.54% 10.56% 3.25%
2011 0 - 100 01/2011 - 12/2011 1,995 10.93% 9.80% 3.17%
2012 0 - 100 01/2012 - 12/2012 2,586 12.01% 7.99% 5.50%
2013 0 - 100 01/2013 - 12/2013 3,716 16.22% 7.34% 10.44%
2014 0 - 100 01/2014 - 12/2014 6,570 13.97% 7.01% 8.34%
2015 0 - 100 01/2015 - 12/2015 12,769 12.42% 7.38% 6.19%
2016 0 - 100 01/2016 - 12/2016 18,021 12.33% 6.90% 6.19%
2017 0 - 100 01/2017 - 12/2017 22,535 12.10% 4.71% 7.33%
2018 0 - 100 01/2018 - 12/2018 20,272 12.95% 1.23% 11.26%
2007 100 - 200 06/2007 - 12/2007 186 10.95% 11.89% 2.98%
2008 100 - 200 01/2008 - 12/2008 648 11.72% 10.82% 3.61%
2009 100 - 200 01/2009 - 12/2009 1,209 11.86% 7.75% 5.42%
2010 100 - 200 01/2010 - 12/2010 3,233 11.43% 9.30% 4.82%
2011 100 - 200 01/2011 - 12/2011 4,750 11.04% 8.87% 4.39%
2012 100 - 200 01/2012 - 12/2012 7,516 11.83% 8.28% 5.05%
2013 100 - 200 01/2013 - 12/2013 13,737 14.77% 7.74% 8.64%
2014 100 - 200 01/2014 - 12/2014 26,145 13.17% 7.65% 7.06%
2015 100 - 200 01/2015 - 12/2015 47,311 11.62% 8.28% 4.90%
2016 100 - 200 01/2016 - 12/2016 59,618 11.88% 8.09% 5.09%
2017 100 - 200 01/2017 - 12/2017 63,251 11.88% 5.25% 6.91%
2018 100 - 200 01/2018 - 12/2018 62,139 11.88% 1.35% 10.25%
2016 1500+ 03/2016 - 12/2016 26 24.94% 36.57% -5.92%
2017 1500+ 01/2017 - 12/2017 240 28.27% 24.16% 5.36%
2018 1500+ 01/2018 - 12/2018 62 24.69% 5.92% 20.07%
2007 200 - 300 06/2007 - 12/2007 92 11.90% 16.16% 1.26%
2008 200 - 300 01/2008 - 12/2008 576 12.17% 13.11% 2.61%
2009 200 - 300 01/2009 - 12/2009 982 12.33% 8.32% 5.64%
2010 200 - 300 01/2010 - 12/2010 2,530 11.79% 9.73% 5.35%
2011 200 - 300 01/2011 - 12/2011 4,185 11.57% 9.87% 4.58%
2012 200 - 300 01/2012 - 12/2012 8,290 12.40% 8.17% 6.11%
2013 200 - 300 01/2013 - 12/2013 21,076 14.27% 9.04% 7.87%
2014 200 - 300 01/2014 - 12/2014 42,756 13.51% 11.29% 6.25%
2015 200 - 300 01/2015 - 12/2015 73,622 12.33% 12.04% 4.23%
2016 200 - 300 01/2016 - 12/2016 73,906 12.50% 10.23% 4.75%
2017 200 - 300 01/2017 - 12/2017 76,512 12.77% 6.40% 7.36%
2018 200 - 300 01/2018 - 12/2018 76,774 12.75% 1.52% 11.21%
2007 300 - 400 06/2007 - 12/2007 90 12.61% 19.43% -0.06%
2008 300 - 400 01/2008 - 12/2008 342 11.85% 13.63% 2.12%
2009 300 - 400 01/2009 - 12/2009 918 12.01% 8.05% 5.49%
2010 300 - 400 01/2010 - 12/2010 2,185 11.79% 8.50% 5.96%
2011 300 - 400 01/2011 - 12/2011 4,207 12.08% 9.95% 5.47%
2012 300 - 400 01/2012 - 12/2012 10,377 12.57% 8.86% 5.78%
2013 300 - 400 01/2013 - 12/2013 28,025 13.88% 9.45% 7.42%
2014 300 - 400 01/2014 - 12/2014 48,491 13.60% 12.05% 5.88%
2015 300 - 400 01/2015 - 12/2015 86,540 12.38% 12.68% 4.08%
2016 300 - 400 01/2016 - 12/2016 83,391 12.72% 11.23% 4.49%
2017 300 - 400 01/2017 - 12/2017 84,210 13.01% 6.85% 7.29%
2018 300 - 400 01/2018 - 12/2018 97,868 12.36% 1.40% 10.98%
2007 400 - 500 08/2007 - 12/2007 35 13.51% 16.20% 2.81%
2008 400 - 500 01/2008 - 12/2008 168 12.71% 15.69% 1.40%
2009 400 - 500 01/2009 - 12/2009 544 12.46% 7.80% 6.04%
2010 400 - 500 01/2010 - 12/2010 1,185 12.12% 8.15% 6.41%
2011 400 - 500 01/2011 - 12/2011 2,405 12.82% 11.82% 5.27%
2012 400 - 500 01/2012 - 12/2012 7,978 14.22% 11.94% 6.57%
2013 400 - 500 01/2013 - 12/2013 20,142 14.16% 10.75% 7.30%
2014 400 - 500 01/2014 - 12/2014 32,366 13.66% 12.45% 5.86%
2015 400 - 500 01/2015 - 12/2015 58,237 12.58% 13.33% 3.96%
2016 400 - 500 01/2016 - 12/2016 52,641 13.09% 11.64% 4.60%
2017 400 - 500 01/2017 - 12/2017 49,830 13.42% 7.23% 7.46%
2018 400 - 500 01/2018 - 12/2018 56,140 12.60% 1.47% 11.19%
2007 500 - 600 08/2007 - 12/2007 33 12.98% 16.68% 1.72%
2008 500 - 600 01/2008 - 12/2008 115 13.51% 15.70% 1.55%
2009 500 - 600 01/2009 - 12/2009 427 13.75% 11.59% 4.67%
2010 500 - 600 01/2010 - 12/2010 811 13.42% 9.74% 6.61%
2011 500 - 600 01/2011 - 12/2011 1,564 14.41% 11.91% 6.74%
2012 500 - 600 01/2012 - 12/2012 5,696 15.58% 14.03% 6.36%
2013 500 - 600 01/2013 - 12/2013 16,279 14.83% 12.03% 7.42%
2014 500 - 600 01/2014 - 12/2014 24,698 14.37% 13.29% 6.03%
2015 500 - 600 01/2015 - 12/2015 43,956 13.31% 14.18% 3.94%
2016 500 - 600 01/2016 - 12/2016 40,680 14.20% 13.56% 4.29%
2017 500 - 600 01/2017 - 12/2017 38,818 14.53% 8.57% 7.44%
2018 500 - 600 01/2018 - 12/2018 44,300 14.07% 1.85% 12.39%
2007 600 - 700 07/2007 - 12/2007 19 12.45% 20.59% -0.51%
2008 600 - 700 01/2008 - 12/2008 101 13.24% 13.91% 3.91%
2009 600 - 700 01/2009 - 12/2009 330 13.41% 9.39% 5.12%
2010 600 - 700 01/2010 - 12/2010 520 13.66% 9.75% 6.75%
2011 600 - 700 01/2011 - 12/2011 1,031 14.38% 12.45% 6.91%
2012 600 - 700 01/2012 - 12/2012 4,161 14.61% 11.75% 6.93%
2013 600 - 700 01/2013 - 12/2013 12,600 13.78% 9.98% 7.62%
2014 600 - 700 01/2014 - 12/2014 20,268 13.54% 11.74% 6.24%
2015 600 - 700 01/2015 - 12/2015 36,200 12.63% 12.51% 4.32%
2016 600 - 700 01/2016 - 12/2016 35,167 13.13% 11.89% 4.27%
2017 600 - 700 01/2017 - 12/2017 32,431 13.55% 7.71% 7.02%
2018 600 - 700 01/2018 - 12/2018 40,877 12.63% 1.64% 11.07%
2007 700 - 900 07/2007 - 12/2007 29 12.67% 31.88% -9.24%
2008 700 - 900 01/2008 - 12/2008 100 13.35% 31.19% -10.46%
2009 700 - 900 01/2009 - 12/2009 313 14.46% 13.87% 2.61%
2010 700 - 900 01/2010 - 12/2010 591 13.52% 7.69% 7.35%
2011 700 - 900 01/2011 - 12/2011 1,079 14.84% 12.28% 7.09%
2012 700 - 900 01/2012 - 12/2012 4,062 15.93% 13.25% 7.57%
2013 700 - 900 01/2013 - 12/2013 11,808 15.16% 11.40% 8.12%
2014 700 - 900 01/2014 - 12/2014 21,660 14.23% 12.19% 6.81%
2015 700 - 900 01/2015 - 12/2015 40,568 13.12% 12.62% 4.84%
2016 700 - 900 01/2016 - 12/2016 38,244 13.91% 12.30% 4.69%
2017 700 - 900 01/2017 - 12/2017 38,809 14.50% 8.50% 7.40%
2018 700 - 900 01/2018 - 12/2018 48,810 13.51% 2.07% 11.60%
2007 900 - 1500 12/2007 - 12/2007 1 17.86% 69.84% 35.80%
2008 900 - 1500 11/2008 - 11/2008 1 17.78% 0.00% 18.19%
2009 900 - 1500 07/2009 - 12/2009 16 18.93% 30.13% -4.57%
2010 900 - 1500 01/2010 - 11/2010 39 19.21% 19.91% 6.14%
2011 900 - 1500 01/2011 - 12/2011 505 15.36% 11.71% 8.15%
2012 900 - 1500 01/2012 - 12/2012 2,701 17.31% 11.94% 9.59%
2013 900 - 1500 01/2013 - 12/2013 7,431 17.08% 11.82% 9.51%
2014 900 - 1500 01/2014 - 12/2014 12,675 15.13% 11.47% 7.31%
2015 900 - 1500 01/2015 - 12/2015 21,892 14.16% 13.12% 4.60%
2016 900 - 1500 01/2016 - 12/2016 32,713 14.98% 14.15% 3.87%
2017 900 - 1500 01/2017 - 12/2017 36,943 14.52% 9.37% 6.40%
2018 900 - 1500 01/2018 - 12/2018 47,567 12.66% 2.13% 10.50%