Lending Club Past Loan Performance by Inquiries in Last 6 months

  • Lending Club Past Loan Performance with Inquiries in Last 6 months

  • Net Annualized Return (NAR)

  • Loss Rate

Inquiries in Last 6 months Range Origination Period Loan Count Interest Rate Loss Rate NAR
0 - 1 06/2007 - 12/2018 1,381,602 12.45% 7.31% 7.34%
1 - 2 07/2007 - 12/2018 584,252 13.66% 10.13% 6.64%
2 - 3 07/2007 - 12/2018 200,175 14.61% 12.59% 5.93%
3 - 4 07/2007 - 12/2018 68,999 15.55% 15.35% 4.90%
4 - 5 06/2007 - 12/2018 17,377 16.43% 18.43% 3.96%
5 - 6 07/2007 - 12/2018 6,232 16.80% 19.25% 3.87%
6 - 7 07/2007 - 03/2015 1,231 16.02% 18.35% 2.83%
7 - 8 10/2007 - 12/2012 195 15.24% 25.05% -2.01%
8 - 9 08/2007 - 10/2012 122 15.64% 31.39% -6.29%
9+ 07/2007 - 04/2010 50 16.61% 17.12% 4.20%
  • Lending Club Past Loan Performance with Inquiries in Last 6 months and Vintage

Vintage Inquiries in Last 6 months Range Origination Period Loan Count Interest Rate Loss Rate NAR
2007 0 - 1 06/2007 - 12/2007 242 11.19% 11.41% 5.00%
2008 0 - 1 01/2008 - 12/2008 853 11.53% 11.46% 4.57%
2009 0 - 1 01/2009 - 12/2009 2,098 12.07% 7.49% 6.54%
2010 0 - 1 01/2010 - 12/2010 5,715 11.52% 6.72% 6.85%
2011 0 - 1 01/2011 - 12/2011 10,873 11.29% 8.84% 5.55%
2012 0 - 1 01/2012 - 12/2012 26,261 12.62% 9.29% 6.64%
2013 0 - 1 01/2013 - 12/2013 69,596 13.49% 9.02% 7.89%
2014 0 - 1 01/2014 - 12/2014 126,007 13.02% 10.51% 6.54%
2015 0 - 1 01/2015 - 12/2015 256,408 11.92% 10.89% 4.93%
2016 0 - 1 01/2016 - 12/2016 267,369 12.39% 10.34% 5.16%
2017 0 - 1 01/2017 - 12/2017 283,789 12.69% 6.54% 7.63%
2018 0 - 1 01/2018 - 12/2018 332,391 12.32% 1.38% 11.03%
2007 1 - 2 07/2007 - 12/2007 122 11.65% 14.16% 2.25%
2008 1 - 2 01/2008 - 12/2008 596 11.88% 14.10% 3.52%
2009 1 - 2 01/2009 - 12/2009 1,399 12.34% 9.52% 4.90%
2010 1 - 2 01/2010 - 12/2010 3,135 11.85% 9.08% 5.56%
2011 1 - 2 01/2011 - 12/2011 5,995 12.96% 12.30% 5.20%
2012 1 - 2 01/2012 - 12/2012 15,044 14.48% 12.43% 6.69%
2013 1 - 2 01/2013 - 12/2013 38,040 15.05% 11.28% 7.99%
2014 1 - 2 01/2014 - 12/2014 65,838 14.14% 12.59% 6.36%
2015 1 - 2 01/2015 - 12/2015 111,346 13.14% 14.27% 3.93%
2016 1 - 2 01/2016 - 12/2016 113,532 13.61% 13.50% 4.23%
2017 1 - 2 01/2017 - 12/2017 111,760 13.77% 9.18% 6.71%
2018 1 - 2 01/2018 - 12/2018 117,445 13.37% 2.27% 11.34%
2007 2 - 3 07/2007 - 12/2007 73 12.11% 23.29% -0.84%
2008 2 - 3 01/2008 - 12/2008 331 12.20% 15.61% 2.35%
2009 2 - 3 01/2009 - 12/2009 809 12.40% 8.05% 6.17%
2010 2 - 3 01/2010 - 12/2010 1,678 12.17% 8.87% 5.10%
2011 2 - 3 01/2011 - 12/2011 3,096 13.46% 13.37% 4.67%
2012 2 - 3 01/2012 - 12/2012 7,730 14.85% 13.71% 5.78%
2013 2 - 3 01/2013 - 12/2013 16,842 16.08% 13.03% 7.72%
2014 2 - 3 01/2014 - 12/2014 27,275 15.00% 14.54% 5.89%
2015 2 - 3 01/2015 - 12/2015 36,292 14.30% 17.68% 2.93%
2016 2 - 3 01/2016 - 12/2016 36,443 14.71% 16.54% 3.31%
2017 2 - 3 01/2017 - 12/2017 35,037 14.70% 11.41% 5.97%
2018 2 - 3 01/2018 - 12/2018 34,569 13.98% 3.13% 11.18%
2007 3 - 4 07/2007 - 12/2007 60 12.68% 26.59% 0.24%
2008 3 - 4 01/2008 - 12/2008 247 12.68% 17.82% 1.53%
2009 3 - 4 01/2009 - 12/2009 449 12.60% 12.57% 3.66%
2010 3 - 4 01/2010 - 12/2010 942 12.43% 13.64% 2.27%
2011 3 - 4 01/2011 - 12/2011 1,484 13.57% 15.47% 2.81%
2012 3 - 4 01/2012 - 12/2012 3,840 15.07% 16.01% 4.22%
2013 3 - 4 01/2013 - 12/2013 7,350 16.96% 14.31% 7.65%
2014 3 - 4 01/2014 - 12/2014 10,757 15.82% 16.11% 5.64%
2015 3 - 4 01/2015 - 12/2015 12,272 15.33% 21.76% 1.31%
2016 3 - 4 01/2016 - 12/2016 12,059 15.59% 19.47% 1.93%
2017 3 - 4 01/2017 - 12/2017 9,909 16.67% 14.36% 5.73%
2018 3 - 4 01/2018 - 12/2018 9,630 14.28% 4.23% 10.44%
2007 4 - 5 06/2007 - 12/2007 41 12.76% 17.64% -3.49%
2008 4 - 5 01/2008 - 12/2008 140 12.73% 22.63% -0.56%
2009 4 - 5 01/2009 - 12/2009 238 13.26% 15.55% 0.29%
2010 4 - 5 01/2010 - 12/2010 481 13.09% 14.12% 2.65%
2011 4 - 5 01/2011 - 12/2011 156 10.85% 12.15% 4.51%
2012 4 - 5 01/2012 - 12/2012 294 11.34% 11.67% 3.05%
2013 4 - 5 01/2013 - 12/2013 2,049 17.32% 15.69% 7.26%
2014 4 - 5 01/2014 - 12/2014 3,844 16.29% 16.71% 5.74%
2015 4 - 5 01/2015 - 12/2015 3,517 16.46% 22.86% 1.83%
2016 4 - 5 01/2016 - 12/2016 3,738 16.58% 22.04% 1.38%
2017 4 - 5 01/2017 - 12/2017 2,294 18.05% 17.44% 4.37%
2018 4 - 5 01/2018 - 12/2018 585 15.96% 3.14% 13.00%
2007 5 - 6 07/2007 - 12/2007 20 12.27% 42.24% -12.92%
2008 5 - 6 01/2008 - 12/2008 78 12.77% 17.70% 0.36%
2009 5 - 6 01/2009 - 12/2009 139 13.77% 22.10% -0.75%
2010 5 - 6 01/2010 - 12/2010 291 14.10% 19.79% 0.08%
2011 5 - 6 01/2011 - 12/2011 68 11.87% 15.62% 4.32%
2012 5 - 6 01/2012 - 12/2012 121 12.05% 14.77% 0.56%
2013 5 - 6 01/2013 - 12/2013 649 17.89% 16.03% 7.97%
2014 5 - 6 01/2014 - 12/2014 1,404 16.62% 16.67% 6.30%
2015 5 - 6 01/2015 - 12/2015 1,217 16.81% 23.32% 1.95%
2016 5 - 6 01/2016 - 12/2016 1,266 17.25% 21.76% 2.19%
2017 5 - 6 01/2017 - 12/2017 790 18.71% 20.70% 3.07%
2018 5 - 6 01/2018 - 12/2018 189 16.77% 4.80% 12.94%
2007 6 - 7 07/2007 - 12/2007 16 13.61% 33.37% -9.24%
2008 6 - 7 01/2008 - 12/2008 67 12.91% 28.97% -6.91%
2009 6 - 7 01/2009 - 12/2009 61 15.11% 20.95% 0.82%
2010 6 - 7 01/2010 - 12/2010 166 15.50% 21.23% -2.11%
2011 6 - 7 01/2011 - 12/2011 29 13.74% 14.38% 5.06%
2012 6 - 7 01/2012 - 12/2012 57 13.24% 22.96% 0.02%
2013 6 - 7 01/2013 - 12/2013 288 17.96% 16.02% 6.69%
2014 6 - 7 01/2014 - 12/2014 504 16.24% 18.10% 3.97%
2015 6 - 7 01/2015 - 03/2015 43 14.71% 12.96% 7.47%
2007 7 - 8 10/2007 - 12/2007 9 12.17% 37.72% -2.18%
2008 7 - 8 01/2008 - 12/2008 33 14.21% 28.63% -9.30%
2009 7 - 8 01/2009 - 12/2009 46 14.96% 22.57% -1.26%
2010 7 - 8 01/2010 - 12/2010 83 16.33% 27.53% -1.80%
2011 7 - 8 01/2011 - 12/2011 11 14.93% 15.33% 7.94%
2012 7 - 8 02/2012 - 12/2012 13 14.22% 18.27% 4.15%
2007 8 - 9 08/2007 - 12/2007 12 13.27% 45.28% -7.83%
2008 8 - 9 01/2008 - 12/2008 36 13.44% 32.65% -14.32%
2009 8 - 9 02/2009 - 12/2009 23 16.37% 26.12% 2.65%
2010 8 - 9 02/2010 - 12/2010 35 17.50% 37.87% -8.71%
2011 8 - 9 01/2011 - 11/2011 9 17.27% 22.86% 5.49%
2012 8 - 9 03/2012 - 10/2012 7 17.15% 5.65% 5.21%
2007 9+ 07/2007 - 12/2007 8 12.61% 21.03% -6.90%
2008 9+ 01/2008 - 12/2008 12 14.90% 32.25% 0.30%
2009 9+ 02/2009 - 12/2009 19 17.88% 9.73% 7.06%
2010 9+ 01/2010 - 04/2010 11 19.19% 18.86% 11.61%