Lending Club Past Loan Performance by Home Ownership

  • Lending Club Past Loan Performance with Home Ownership

  • Net Annualized Return (NAR)

  • Loss Rate

Home Ownership Origination Period Loan Count Borrower Rate Loss Rate NAR
ANY 07/2015 - 12/2018 995 12.93% 4.78% 9.38%
MORTGAGE 06/2007 - 12/2018 1,109,452 12.75% 7.74% 7.46%
NONE 06/2007 - 07/2017 51 14.44% 10.29% 9.09%
OTHER 03/2008 - 12/2012 182 13.46% 13.46% 4.88%
OWN 06/2007 - 12/2018 251,088 13.12% 8.90% 6.76%
RENT 06/2007 - 12/2018 898,467 13.51% 10.53% 6.29%
  • Lending Club Past Loan Performance with Home Ownership and Vintage

Vintage Home Ownership Origination Period Loan Count Interest Rate Loss Rate NAR
2015 ANY 07/2015 - 12/2015 2 15.52% 0.00% 15.97%
2016 ANY 07/2016 - 12/2016 110 12.52% 9.07% 4.90%
2017 ANY 01/2017 - 10/2017 395 13.33% 8.23% 7.20%
2018 ANY 01/2018 - 12/2018 488 12.69% 0.59% 12.14%
2007 MORTGAGE 06/2007 - 12/2007 206 11.75% 23.22% -0.22%
2008 MORTGAGE 01/2008 - 12/2008 931 12.17% 18.93% 0.35%
2009 MORTGAGE 01/2009 - 12/2009 2,048 12.10% 9.69% 5.39%
2010 MORTGAGE 01/2010 - 12/2010 5,617 11.68% 8.49% 5.79%
2011 MORTGAGE 01/2011 - 12/2011 10,157 12.03% 10.38% 5.71%
2012 MORTGAGE 01/2012 - 12/2012 24,947 13.54% 10.86% 6.85%
2013 MORTGAGE 01/2013 - 12/2013 72,065 13.92% 9.73% 8.03%
2014 MORTGAGE 01/2014 - 12/2014 119,937 13.60% 10.78% 7.14%
2015 MORTGAGE 01/2015 - 12/2015 207,683 12.32% 11.08% 5.32%
2016 MORTGAGE 01/2016 - 12/2016 211,516 12.64% 10.32% 5.50%
2017 MORTGAGE 01/2017 - 12/2017 216,489 12.84% 6.69% 7.70%
2018 MORTGAGE 01/2018 - 12/2018 237,856 12.36% 1.36% 11.09%
2007 NONE 06/2007 - 12/2007 7 9.33% 30.50% -2.10%
2008 NONE 01/2008 - 01/2008 1 7.75% 0.00% 7.28%
2012 NONE 11/2012 - 12/2012 42 15.49% 9.09% 10.90%
2017 NONE 07/2017 - 07/2017 1 12.62% 0.00% 12.96%
2008 OTHER 03/2008 - 12/2008 47 12.29% 8.39% 6.60%
2009 OTHER 01/2009 - 11/2009 85 12.98% 14.44% 3.10%
2010 OTHER 01/2010 - 01/2010 3 12.97% 55.88% -27.08%
2011 OTHER 06/2011 - 06/2011 1 16.49% 24.96% 7.03%
2012 OTHER 02/2012 - 12/2012 46 15.51% 12.22% 8.45%
2007 OWN 06/2007 - 12/2007 52 11.77% 18.92% 0.25%
2008 OWN 01/2008 - 12/2008 148 11.43% 13.56% 4.16%
2009 OWN 01/2009 - 12/2009 472 12.45% 6.22% 5.66%
2010 OWN 01/2010 - 12/2010 963 11.63% 10.33% 4.46%
2011 OWN 01/2011 - 12/2011 1,616 11.99% 11.92% 4.33%
2012 OWN 01/2012 - 12/2012 4,203 13.41% 11.55% 5.66%
2013 OWN 01/2013 - 12/2013 11,251 14.80% 10.59% 8.12%
2014 OWN 01/2014 - 12/2014 23,008 13.89% 12.05% 6.31%
2015 OWN 01/2015 - 12/2015 45,766 12.66% 12.99% 4.15%
2016 OWN 01/2016 - 12/2016 53,037 13.05% 12.10% 4.48%
2017 OWN 01/2017 - 12/2017 51,604 13.33% 8.09% 6.95%
2018 OWN 01/2018 - 12/2018 58,968 12.78% 2.09% 10.79%
2007 RENT 06/2007 - 12/2007 338 11.93% 15.15% 2.27%
2008 RENT 01/2008 - 12/2008 1,266 12.05% 12.76% 3.60%
2009 RENT 01/2009 - 12/2009 2,676 12.67% 10.05% 5.00%
2010 RENT 01/2010 - 12/2010 5,954 12.33% 9.51% 5.23%
2011 RENT 01/2011 - 12/2011 9,947 12.45% 11.58% 4.67%
2012 RENT 01/2012 - 12/2012 24,129 13.77% 12.00% 5.86%
2013 RENT 01/2013 - 12/2013 51,498 15.33% 12.17% 7.61%
2014 RENT 01/2014 - 12/2014 92,684 13.96% 13.83% 5.34%
2015 RENT 01/2015 - 12/2015 167,644 12.93% 15.29% 3.21%
2016 RENT 01/2016 - 12/2016 169,744 13.54% 14.77% 3.59%
2017 RENT 01/2017 - 12/2017 175,090 13.71% 9.55% 6.65%
2018 RENT 01/2018 - 12/2018 197,497 13.16% 2.27% 11.22%